340 Main St, Bennett, IA 52721 Property Records

Cedar County property record for 340 Main St, Bennett, IA 52721

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,018 sqft · built 1921
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (May 2017)
Tax Bill$2,170 (2026)
Deeds & MortgagesJul 2022 Mortgage
Oct 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN037012161060060

Property Details

APN / Parcel Number

Primary APN037012161060060
Alternative APN
  • 37003701216106006000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,018 sqft Living Area
Basement Area960 sqft
Unfinished Basement960 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeMixed
Garage Area1,072 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area324 sqft
Deck Area72 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address340 MAIN ST
CityBENNETT
StateIA
Zip52721-7712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBENNETT N 6' L5 & ALL L6 BLK 8
Legal SubdivisionBENNETT
Legal Block8
Legal Lot Number5
JurisdictionCEDAR IA
Township / Civil DivisionINLAND
Census Block Group1
Census Block1076
Census Tract450400

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address340 MAIN ST, BENNETT, IA 52721-7712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
SOUTH OTTUMWA SAVINGS BANK
Oct 16, 2023Deed of Trust, Mortgage · USDA Mortgage
NATIONSTAR MORTGAGE LLC
Jun 15, 2017Deed, Transfer
May 30, 2017Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2017 · Amount on Record
Deed SaleMay 30, 2017 · Amount on Record
Deed Document Number20171646
Deed Book / Page1365 / 283
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCEDAR IA
Property Address340 MAIN ST, BENNETT, IA 52721-7712
Transaction TypeMortgage
Record UpdatedJan 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001660/72
DateJul 27, 2022
Book Page1660/72
Instrument2022 2544
Lender
NameSOUTH OTTUMWA SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 27, 2027
Interest
Rate TypeAdjustable Rate

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCEDAR IA
Property Address340 MAIN ST, BENNETT, IA 52721-7712
Transaction TypeMortgage
Record UpdatedJan 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 MAIN ST, BENNETT, IA 52721-7712

Mortgage

Document Number001710/184
DateOct 16, 2023
Book Page1710/184
Instrument2023 2624
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term284 Months
DueJun 1, 2047

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionCEDAR IA
Recording DateJun 15, 2017
Property Address340 MAIN ST, BENNETT, IA 52721-7712
Document Number001368/001
Book / Page1368 / 001
Instrument DateMay 3, 2017
Instrument2017 1818
Transaction TypeTransfer
Record UpdatedJan 22, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 MAIN ST, BENNETT, IA 52721-7712

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionCEDAR IA
Recording DateMay 30, 2017
Property Address340 MAIN ST, BENNETT, IA 52721-7712
Document Number001365/283
Book / Page1365 / 283
Instrument DateMay 3, 2017
Instrument2017 1646
Transaction TypeTransfer
Record UpdatedJan 22, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$143.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 MAIN ST, BENNETT, IA 52721-7712

Mortgage

Document Number001365/289
DateMay 30, 2017
Book Page1365/289
Instrument2017 1647
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressITASCA, IL 60143
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyCedar County
MunicipalityBennett City
Unified School DistrictBennett Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,170.00 Homeowner's exemption$166,560 (-) Land $11,200 Building $155,360$166,560 (-) Land $11,200 Building $155,360
2025$2,170.00 (+12.55%) Homeowner's exemption$166,560 (+28.64%) Land $11,200 Building $155,360$166,560 (+28.64%) Land $11,200 Building $155,360
2024$1,928.00 (+28.53%)
2023$129,480 (+34.43%) Land $11,200 Building $118,280$129,480 (+34.43%) Land $11,200 Building $118,280
2022$1,500.00 Homeowner's exemption$96,320 Land $9,800 Building $86,520
2021$96,320 Land $9,800 Building $86,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBENNETT WATERWORKS
serves 347 people · EPA ID IA1603005
Water SourceGroundwater
Last State InspectionMar 2025
Lead60 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
F&B Communications
Fiber
2,000 / 2,000
Nextlink
Fixed Wireless
500 / 100

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