340 Los Altos Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 340 Los Altos Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,607 sqft · built 1977
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,000 (Oct 1996)
Tax Bill	$7,637 (2025)
Deeds & Mortgages	Jan 2020 Transfer Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-371-07`

Property Details

APN / Parcel Number

Primary APN	`044-371-07`
Alternative APNs	`044-371-07-000` `04420204000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,607 sqft Living Area
Gross Area	2,067 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	746 sqft
Patio Area	746 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	340 LOS ALTOS DR
City	APTOS
State	CA
Zip	95003-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Subdivision	APTOS BEACH CC PROPS 01
Legal Lot Number	4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1007
Census Tract	122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	340 LOS ALTOS DR, APTOS, CA 95003-5224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Quit Claim Deed, Transfer AMROCK INC
Jan 29, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 1996 · Amount on Record
Deed Sale	Oct 21, 1996 · Amount on Record
Deed Document Number	199657779
Deed Book / Page	5924 / 912
Last Transfer Date	Jan 10, 2020
Transfer Doc	0000003431
Record Updated	Sep 20, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 29, 2020
Property Address	340 LOS ALTOS DR, APTOS, CA 95003-5224
Document Number	0000003433
Instrument Date	Jan 10, 2020
Instrument	3433
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	340 LOS ALTOS DR APTOS CA 950035224, APTOS, CA 95003-5224

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 29, 2020
Property Address	340 LOS ALTOS DR, APTOS, CA 95003-5224
Document Number	0000003431
Instrument Date	Jan 10, 2020
Instrument	3431
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	340 LOS ALTOS DR APTOS CA 950035224, APTOS, CA 95003-5224

Mortgage

Document Number	3432
Date	Jan 29, 2020
Instrument	3432

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$550,955 (+2%) Land $334,978 Building $215,977
2025	$7,637.00 (+11.05%) Homeowner's exemption	$540,152 (+4.04%) Land $328,410 Building $211,742
2023	$6,877.00 (+2.52%) Homeowner's exemption	$519,178 Land $315,658 Building $203,520	$1,450,170
2022	$6,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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