Benton County property record for 340 Hwy 10 S, Saint Cloud, MN 56304
| Property Type | Commercial |
|---|---|
| Lot Size | 0.624 acres (27,215 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $21,264 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.02346.00 |
| Primary APN | 17.02346.00 |
|---|
| Units | 55 Units |
|---|
| Lot Area | 27,215 sqft (0.624 acres) |
|---|
| Street Address | 340 HIGHWAY 10 S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1243 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SECT-36 TWP-036 RANGE-031 CLOVERLEAF LOT-001 BLOCK-001 PART OF LOT 1 COMM AT NE COR TH SW ON N LINE 187.01 FT TO POB TH S |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | CLOVERLEAF |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21201 |
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2365 CLOUD DR NE, MINNEAPOLIS, MN 55449-5409 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK |
| Jun 28, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2005 |
| Deed Sale | Oct 14, 2005 |
| Deed Document Number | 20051331579 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 340 HIGHWAY 10 S, SAINT CLOUD, MN 56304-1243 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | COMMERCIAL PARTNERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000446926 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 446926 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 7, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jun 28, 2017 |
| Property Address | 340 HIGHWAY 10 S, SAINT CLOUD, MN 56304-1243 |
| Document Number | 0000423599 |
| Instrument Date | May 16, 2017 |
| Instrument | 423599 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,264.00 (+13.19%) | $635,300 (-) Land $108,000 Building $527,300 | $635,300 (-) Land $108,000 Building $527,300 |
| 2023 | $18,786.00 | $635,300 Land $108,000 Building $527,300 | $635,300 Land $108,000 Building $527,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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