Cherokee County property record for 340 High Rdg Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1980 |
| Square Footage | 880 sqft Heated Area |
| Lot Size | 63,598 sqft (1.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $124,500 (2019) |
| Tax Bill | $913.00 (2025) |
Source: Cherokee County records · APN 454002763836000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 340 HIGH RIDGE RD, MURPHY, NC 28906-4246 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 25, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Aug 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on Record |
| Deed Sale | Aug 16, 2019 · Amount on Record |
| Deed Doc Number | 03785 |
| Deed Book / Page | 01621 / 0044 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 340 HIGH RIDGE RD, MURPHY, NC 28906-4246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 01587/1085 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 01587/1085 |
| Instrument | 02506 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 30, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Aug 16, 2019 |
| Property Address | 340 HIGH RIDGE RD, MURPHY, NC 28906-4246 |
| Document Number | 01621/0044 |
| Book / Page | 01621 / 0044 |
| Instrument Date | Aug 06, 2019 |
| Instrument | 03785 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 340 HIGH RIDGE RD, 340, MURPHY, NC 28906-4246 |
| Name | Verified Name |
|---|---|
| Address | 340 HIGH RIDGE RD, MURPHY, NC 28906-4246 |
| Document Number | 03786 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 03786 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $913.00 | $118,360 (-) | $118,360 (-) Land $20,000 Building $98,360 |
| 2023 | $118,360 | $118,360 Land $20,000 Building $98,360 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 61% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 595 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 454002763836000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 880 sqft Heated Area |
| Basement Area | 336 sqft Basement |
| Finished Basement | 672 sqft Finished |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 63,598 sqft (1.46 acres) |
| Depth X Width | 261 ft x 257 ft Depth x Width |
| Deck Area | 650 sqft Deck |
|---|---|
| Porch | Open Porch |
| Porch Area | 236 sqft Porch |
| Topography | Mountain Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 50388 |
|---|---|
| Street Address | 340 HIGH RIDGE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-4246 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 27 RIDGE SEC DEVOS ENTERPRISES INC 615/146 |
| Legal Lot Number | 27 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | HOTHOUSE |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 930606 |
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