340 Hcr 1428, Covington, TX 76636 Property Records

Hill County property record for 340 Hcr 1428, Covington, TX 76636

Property Summary

Property Type	Rural Home
Details	2 ba · 2,118 sqft · built 2000
Lot Size	10 acres (435,731 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,856 (2026)
Deeds & Mortgages	May 2022 Line of Credit Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16010-55500-90591-001000`

Property Details

APN / Parcel Number

Primary APN	`16010-55500-90591-001000`
Alternative APN	`123996`

Interior

Full Baths	2 Baths
Building Area	2,118 sqft Living Area
Gross Area	3,610 sqft
1st Floor Area	2,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Hip
Lot Area	435,731 sqft (10 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16010-55500-90591-001000
Street Address	340 HCR 1428
City	COVINGTON
State	TX
Zip	76636-4490
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	J MCCARTER A-555 TR 59A LT 1 10.003 AC
Legal Subdivision	J MCCARTER A-
Legal Tract	59A
Legal Lot Number	1
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	1
Census Block	1016
Census Tract	960200

Owner

340 Hcr 1428, a rural home, is owned and occupied by two individuals who acquired it in December 2025.

Source: Hill County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	340 HCR 1428, COVINGTON, TX 76636-4490
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Line of Credit EECU
Dec 5, 2025	Warranty Deed, Transfer HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO
Jul 5, 2022	Warranty Deed, Transfer WESTLAND TITLE COMPANY, EASTLAND TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025
Deed Sale	Dec 5, 2025
Deed Document Number	2025170867
Deed Book / Page	2407 / 819
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	340 HCR 1428, COVINGTON, TX 76636-4490
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 HCR 1428, COVINGTON, TX 76636-4490

Mortgage

Document Number	002189/451
Date	May 16, 2022
Book Page	2189/451
Instrument	135767

Lender

Name	EECU
Type	Credit Union
Address	FORT WORTH, TX 76102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILL TX
Recording Date	Dec 5, 2025
Property Address	340 HCR 1428, COVINGTON, TX 76636-4490
Document Number	002407/819
Book / Page	2407 / 819
Map Reference	VOL 2200 PG 589
Instrument Date	Dec 1, 2025
Instrument	170867
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6061 COUNTY ROAD 1010, JOSHUA, TX 76058-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 HCR 1428, COVINGTON, TX 76636-4490

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILL TX
Recording Date	Jul 5, 2022
Property Address	340 HCR 1428, COVINGTON, TX 76636-4490
Document Number	002200/589
Book / Page	2200 / 589
Map Reference	VOL 513 PG 40
Instrument Date	Jun 30, 2022
Instrument	137728
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	WESTLAND TITLE COMPANY, EASTLAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 HCR 1428, COVINGTON, TX 76636-4490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 EVANS RANCH RD, CROWLEY, TX 76036-5407

Tax Assessment & Valuation

The 2026 property tax bill for 340 Hcr 1428 was $6,856 with exemptions applied, up 285% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,856.00 (+284.95%)	$393,110 (-24.2%)	$571,590 (+10.22%) Land $199,060 Building $372,530
2025	$1,781.00 Homeowner's exemption Senior Citizen's exemption	$518,610 (+0.04%) Land $199,060 Building $319,550	$518,610 (+0.04%) Land $199,060 Building $319,550
2024		$518,410 (+61.32%) Land $199,060 Building $319,350	$518,410 (+61.32%) Land $199,060 Building $319,350
2023		$321,350 Land $13,500 Building $307,850	$321,350 Land $13,500 Building $307,850
2022	$1,059.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340 Hcr 1428 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2000–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 Hcr 1428 is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 81% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODROW OSCEOLA WSC BLANTON WELL PLANT 1 serves 2,526 people · EPA ID TX1090025
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hcr 1428

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