Lincoln County property record for 340 Gardenia Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,402 sqft · built 2010 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,800 (Aug 2016) |
| Tax Bill | $2,142 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10-02-000-000-004.038 |
| Primary APN | 19-10-02-000-000-004.038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,402 sqft Living Area |
| Basement Area | 701 sqft |
| Unfinished Basement | 701 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 340 GARDENIA DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38 ELM TREE ESTATES |
| Legal Range | 01W |
| Legal Township | 48N |
| Legal Section | 02 |
| Legal Subdivision | ELM TREE ESTATES |
| Legal Lot Number | 38 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | CLARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 810308 |
340 Gardenia Dr is owned and occupied by an individual who bought it in August 2016.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 340 GARDENIA DR, TROY, MO 63379-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2016 · Amount on File |
| Deed Sale | Aug 4, 2016 · Amount on File |
| Prior Sale | Apr 15, 2010 |
| Deed Document Number | 20166460 |
| Deed Book / Page | 2401 / 452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Mar 16, 2023 |
| Property Address | 340 GARDENIA DR, TROY, MO 63379-3015 |
| Document Number | 002488/717 |
| Book / Page | 2488 / 717 |
| Map Reference | MB 14 PG 93 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 2023001887 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 496, TROY, MO 63379-0496 |
| Name | Verified Name |
|---|---|
| Address | 340 GARDENIA DR, TROY, MO 63379-3015 |
| Document Number | 2023001888 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 2023001888 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
The 2025 property tax bill for 340 Gardenia Dr was $2,142.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,047 (-) Land $4,761 Building $30,286 | ||
| 2025 | $2,142.00 | $35,047 Land $4,761 Building $30,286 | $184,460 Land $25,060 Building $159,400 |
| 2023 | $2,011.00 (+4.79%) | $32,460 Land $4,047 Building $28,413 | $170,840 Land $21,300 Building $149,540 |
| 2022 | $1,919.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 340 Gardenia Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 340 Gardenia Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Systec Wireless Communications, Wisper ISP.
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