340 Franklin St, Paducah, KY 42003 Property Records

McCracken County property record for 340 Franklin St, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Lot Size	0.404 acres (17,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Dec 2024)
Tax Bill	$1,728 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`121-13-03-006`

Property Details

APN / Parcel Number

Primary APN	`121-13-03-006`
Alternative APNs	`104765` `156729`

Exterior

Lot Area	17,600 sqft (0.404 acres)
Lot Dimensions	176 ft deep x 100 ft wide

Location & Zoning

Account Number	156729
Street Address	340 FRANKLIN ST
City	PADUCAH
State	KY
Zip	42003-0433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-9-105 100X176 FARLEY VILLAGE L11C 340 FRANKLIN STREET
Legal Subdivision	FARLEY VLG SUB
Legal Lot Number	11C
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	2
Census Block	2029
Census Tract	31000

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 WORKMAN RD, MURRAY, KY 42071-8139
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2024 · Amount on Record
Deed Sale	Dec 17, 2024 · Amount on Record
Deed Document Number	2024706921
Deed Book / Page	1513 / 634
Prior Transfer Date	Dec 13, 2024
Prior Transfer Doc	0D1513/634
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Dec 17, 2024
Property Address	340 FRANKLIN ST, PADUCAH, KY 42003-0433
Document Number	0D1513/634
Book / Page	D1513 / 634
Map Reference	MB G PG 197
Instrument Date	Dec 13, 2024
Instrument	706921
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 WORKMAN RD, MURRAY, KY 42071-8139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 FRANKLIN ST, PADUCAH, KY 42003-0433

Mortgage

Document Number	0000706922
Date	Dec 17, 2024
Instrument	706922

Lender

Name	LENDING HAND MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,000 (-)	$175,000 (-)
2025	$1,728.00 (+185.62%)	$175,000 (+61.29%)	$175,000 (+61.29%)
2023	$605.00 (-10.1%) Homeowner's exemption	$108,500 (+59.56%)	$108,500 (+59.56%)
2022	$673.00 Homeowner's exemption	$68,000	$68,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20