340 Echo Lake Rd, Bigfork, MT 59911 Property Records

Flathead County property record for 340 Echo Lake Rd, Bigfork, MT 59911

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,547 sqft · built 1930
Lot Size	10.3 acres (449,539 sqft)
Owner	2 Individual Names on File
Tax Bill	$774 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0742727`

Property Details

APN / Parcel Number

Primary APN	`R0742727`
Alternative APNs	`07-3836-17-1-03-07-0000` `0000004322`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,547 sqft Living Area
1st Floor Area	953 sqft
Upper Floors Area	594 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	449,539 sqft (10.3 acres)
Terrain	Wooded
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	91 sqft
Shed	1 Shed
Shed Area	416 sqft
Lean-To	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000004322
Street Address	340 ECHO LAKE RD
City	BIGFORK
State	MT
Zip	59911-6327
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S17, T27 N, R19 W, 14524-D, PARCEL N/A, TR 5BB IN SE4NE4
Legal Range	19W
Legal Township	27N
Legal Section	17
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2035
Census Tract	1305

Owner

Source: Flathead County records · APN R0742727

Assessment roll updated September 3, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	340 ECHO LAKE RD, BIGFORK, MT 59911-6327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY BANK/KALISPELL
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2005
Deed Sale	Nov 04, 2005
Deed Document Number	200530816170
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Apr 22, 2026
Property Address	340 ECHO LAKE RD, BIGFORK, MT 59911-6327
Document Number	0000008188
Instrument Date	Apr 17, 2026
Instrument	20268188
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	340 ECHO LAKE RD, BIGFORK, MT 59911-6327

Mortgage

Document Number	0000008188,
Date	Apr 22, 2026
Instrument	20268188

Lender

Name	VALLEY BANK/KALISPELL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2036

Interest

Rate Type	Balloon
Rate	6.22%
Initial Type	Balloon
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	340 ECHO LAKE RD, BIGFORK, MT 59911-6327
Transaction Type	Mortgage
Record Updated	Jul 09, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000017515
Date	Jun 29, 2020
Instrument	202000017515

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2040

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Bigfork High School District (09 - 12)
Elementary School District	Swan River Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$774.00 (-44.03%)	$278,054 (+26.66%)	$278,054 (+26.66%) Land $4,834 Building $273,220
2023	$1,383.00	$219,526	$219,526 Land $4,256 Building $215,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 62% of the US · lower than 61% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 9 locations within half a mile of this property.

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