340 Cedar Ln, Arden, NC 28704 Property Records

Buncombe County property record for 340 Cedar Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,040 sqft · built 1955
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Oct 2014)
Tax Bill	$1,232 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`741097-2020-202`

Property Details

APN / Parcel Number

Primary APN	`741097-2020-202`
Alternative APNs	`9654-44-8919-00000` `965414447954000` `008273484`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	1,360 sqft
Upper Floors Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gambrel
Roof Material	Metal
Lot Area	37,897 sqft (0.87 acres)
Deck Area	260 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	741097-2020-202
Street Address	340 CEDAR LN
City	ARDEN
State	NC
Zip	28704-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: RUBEN F GOLDING PROP BLOCK: LOT: SECTION: PLAT: 0046-0096
Legal Subdivision	RUBEN F GOLDING PROP
Legal Block	3
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3017
Census Tract	2205

Owner

340 Cedar Ln is owned and occupied by two individuals who bought it in October 2014.

Source: Buncombe County records, as of September 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	340 CEDAR LN, ARDEN, NC 28704-3114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · FHA Mortgage VERITAS FUNDING LLC
Jun 28, 2019	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Apr 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2014 · Amount on File
Deed Sale	Oct 8, 2014 · Amount on File
Prior Sale	Dec 23, 2010 · Amount on File
Deed Book / Page	5250 / 488
Prior Transfer Date	Mar 11, 2010
Prior Transfer Doc	0048470902
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	340 CEDAR LN, ARDEN, NC 28704-3114
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062161932
Date	May 9, 2022
Book Page	6216/1932

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution
Address	MIDVALE, UT 84047

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	340 CEDAR LN, ARDEN, NC 28704-3114
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 CEDAR LN, ARDEN, NC 28704-3114

Mortgage

Document Number	0057841407
Date	Jun 28, 2019
Book Page	5784/1407

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	340 CEDAR LN, ARDEN, NC 28704-3114
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 CEDAR LN, ARDEN, NC 28704-3114

Mortgage

Document Number	0060530583
Date	Apr 21, 2021
Book Page	6053/583

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 340 Cedar Ln was $1,232, up 4.8% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,232.00 (+4.76%)	$190,600 Land $48,400 Building $142,200	$190,600 Land $48,400 Building $142,200
2024	$1,176.00 (+3.25%)
2023	$1,139.00	$190,600	$190,600 Land $48,400 Building $142,200
2021			$190,600 Land $48,400 Building $142,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340 Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 Cedar Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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