340 Cavanaugh Ln, Petaluma, CA 94952 Property Records

Sonoma County property record for 340 Cavanaugh Ln, Petaluma, CA 94952

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 1920
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Jul 2005)
Tax Bill	$11,469 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-130-038-000`

Property Details

APN / Parcel Number

Primary APN	`021-130-038-000`
Alternative APN	`021-130-038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	196,020 sqft
Garage Type	Detached
Garage Area	2,970 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	021-130-038
Street Address	340 CAVANAUGH LN
City	PETALUMA
State	CA
Zip	94952-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR3
Legal Description	UNINCORP COUNTY CA
Legal Subdivision	RANCHO ROBLAR DE LA MISERIA
Legal Block	1
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	1
Census Block	1008
Census Tract	151000

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 252, PETALUMA, CA 94953-0252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2005 · Amount on Record
Deed Sale	Jul 26, 2005 · Amount on Record
Deed Document Number	2005107021
Prior Transfer Date	May 4, 1999
Prior Transfer Doc	0000069665
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Jul 20, 2026
Property Address	340 CAVANAUGH LN, PETALUMA, CA 94952-1244
Document Number	0000036647
Instrument Date	Jul 15, 2026
Instrument	202636647
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2329 STEADMAN ST, CODY, WY 82414-9438

Mortgage

Document Number	0000036647,
Date	Jul 20, 2026
Instrument	202636647

Lender

Name	BMO HARRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	Petaluma Joint Union High School District (07 - 12)
Elementary School District	Wilmar Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,019,362 (+2%) Land $696,949 Building $322,413
2025	$11,469.00 (+6.1%) Homeowner's exemption	$999,376 (+4.04%) Land $683,284 Building $316,092
2023	$10,810.00 (+1.45%) Homeowner's exemption	$960,571 Land $656,752 Building $303,819
2022	$10,655.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	74 (1986–2019)
Claims Outside the SFHA	13 of 74
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 16 claims Severe Winter Storms And Flooding, Feb 1998 · 13 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20