340 Carr Rd, Coldwater, MI 49036 Property Records

Branch County property record for 340 Carr Rd, Coldwater, MI 49036

Property Summary

Property Type	General Agricultural/Rural
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (May 2017)
Tax Bill	$6,182 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`110-028-200-004-00`

Property Details

APN / Parcel Number

Primary APN	`110-028-200-004-00`

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	340 CARR RD
City	COLDWATER
State	MI
Zip	49036-7739
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	NW 1/4 OF SE 1/4 OF NE 1/4 SEC 28 T7S R6W
Legal Range	06W
Legal Township	07S
Legal Section	28
Jurisdiction	BRANCH MI
Township / Civil Division	OVID
Census Block Group	2
Census Block	2010
Census Tract	951100

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 S ANGOLA RD, COLDWATER, MI 49036-8501
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage STURGIS BANK & TRUST CO
Jun 9, 2022	Intrafamily Transfer, Transfer · Construction Mortgage OAK MORTGAGE COMPANY LLC
Dec 3, 2021	Intrafamily Transfer, Transfer
May 3, 2017	Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2017 · Amount on Record
Deed Sale	May 3, 2017 · Amount on Record
Prior Sale	Jul 18, 2013 · Amount on Record
Deed Document Number	20173251
Last Transfer Date	May 13, 2022
Transfer Doc	0202204081
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	340 CARR RD, COLDWATER, MI 49036-7739
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 S ANGOLA RD, COLDWATER, MI 49036-8501

Mortgage

Document Number	0202303269
Date	Jun 15, 2023
Instrument	2023-03269

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Amount	Amount Recorded

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jun 9, 2022
Property Address	340 CARR RD, COLDWATER, MI 49036-7739
Document Number	0202204081
Instrument Date	May 13, 2022
Instrument	2022-04081
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	OAK TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 S ANGOLA RD, COLDWATER, MI 49036-8501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 CARR RD, COLDWATER, MI 49036-7739
Investor	Possibly a Property Investor

Mortgage

Document Number	0202204084
Date	Jun 9, 2022
Instrument	2022-04084

Lender

Name	OAK MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2033
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Dec 3, 2021
Property Address	340 CARR RD, COLDWATER, MI 49036-7739
Document Number	0202108964
Instrument Date	Dec 1, 2021
Instrument	2021-08964
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 S ANGOLA RD, COLDWATER, MI 49036-8784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 S ANGOLA RD, COLDWATER, MI 49036-8501

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	May 3, 2017
Property Address	340 CARR RD, COLDWATER, MI 49036-7739
Document Number	0201703251
Instrument Date	May 1, 2017
Instrument	2017-03251
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$387.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 NYE RD, COLDWATER, MI 49036-7729

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	521 S ANGOLA RD, COLDWATER, MI 49036-8784

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Ovid Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,896 (+5.97%)	$537,792 (+5.97%)
2025	$6,182.00 (+19.44%)	$253,741	$507,482
2024	$5,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
Lakeland Internet Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
DMCI Broadband Fixed Wireless	10 / 1

May also be available: AT&T, Frontier.

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