340 6th St NW, Milaca, MN 56353 Property Records

Mille Lacs County property record for 340 6th St NW, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1977
Lot Size	0.23 acres (10,044 sqft)
Owner	Individual Name on File
Last Sale	$122,500 (May 2018)
Tax Bill	$3,080 (2026)
Deeds & Mortgages	Sep 2023 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-360-0110`

Property Details

APN / Parcel Number

Primary APN	`21-360-0110`

Interior

Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	10,044 sqft (0.23 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	340 6TH ST NW
City	MILACA
State	MN
Zip	56353-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& LOT 18 BLK 2
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	HIGHLAND PARK ADDITION TO MILACA
Legal Block	2
Legal Lot Number	17
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3011
Census Tract	170500

Owner

340 6th St NW is owned and occupied by an individual who bought it in May 2018.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	340 6TH ST NW, MILACA, MN 56353-1721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF MILACA
May 10, 2018	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MILACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2018 · Amount on File
Deed Sale	May 10, 2018 · Amount on File
Prior Sale	Aug 30, 2013 · Amount on File
Deed Document Number	2018406101
Prior Transfer Date	Jun 28, 2013
Prior Transfer Doc	A380212
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	340 6TH ST NW, MILACA, MN 56353-1721
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 6TH ST NW, MILACA, MN 56353-1721

Mortgage

Document Number	000A437796
Date	Sep 7, 2023
Instrument	A437796

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank
Address	MILACA, MN 56353

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 10, 2018
Property Address	340 6TH ST NW, MILACA, MN 56353-1721
Document Number	A406101
Instrument Date	May 10, 2018
Instrument	A406101
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 6TH ST NW, MILACA, MN 56353-1721

Mortgage

Document Number	A406102
Date	May 10, 2018
Instrument	A406102

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 340 6th St NW was $3,080.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,080.00	$251,200 (+2.24%) Land $36,000 Building $215,200	$251,200 (+2.24%) Land $36,000 Building $215,200
2025		$245,700 Land $32,000 Building $213,700	$245,700 Land $32,000 Building $213,700
2023	$2,720.00	$209,200 Land $28,000 Building $181,200	$209,200 Land $28,000 Building $181,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 340 6th St NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 340 6th St NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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