Alameda County property record for 340 45th St, Oakland, CA 94609
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,400 sqft · built 1915 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,435,000 (Oct 2024) |
| Tax Bill | $20,211 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-1138-9 |
| Primary APN | 13-1138-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 1915 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 4,500 sqft (0.103 acres) |
| Street Address | 340 45TH ST |
|---|---|
| City | OAKLAND |
| State | CA |
| Zip | 94609-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFFICIAL RECS 10 PG 17 LOT 14 |
| Legal Subdivision | HAGER |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 401200 |
Source: Alameda County records · APN 13-1138-9
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 340 45TH ST, OAKLAND, CA 94609-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK |
| Feb 27, 2020 | Grant Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2024 · Amount on Record |
| Deed Sale | Oct 21, 2024 · Amount on Record |
| Prior Sale | Feb 27, 2020 · Amount on Record |
| Deed Document Number | 2024128471 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 340 45TH ST, OAKLAND, CA 94609-2226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE RESOURCES GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000001376 |
|---|---|
| Date | Jan 03, 2020 |
| Instrument | 2020001376 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jan 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.57% |
| Max Rate At Change | 7.73% |
| Index | 1-Year LIBOR |
| Max Rate | 11.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Feb 27, 2020 |
| Property Address | 340 45TH ST, OAKLAND, CA 94609-2226 |
| Document Number | 0000047240 |
| Map Reference | MB 10 PG 17 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 2020047240 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 340 45TH ST, OAKLAND, CA 94609-2226 |
| Document Number | 0000047244 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2020047244 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Alameda County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $20,211.00 (-0.87%) Homeowner's exemption | $1,435,000 (+5.42%) Land $430,500 Building $1,004,500 |
| 2023 | $20,389.00 Homeowner's exemption | $1,361,264 Land $408,379 Building $952,885 |
Source: FEMA National Flood Hazard Layer, Alameda County (06001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060014012001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · Severe Storms, Flood, Mudslides & High Tide |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 761 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | EAST BAY MUD serves 1,468,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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