Westmoreland County property record for 340 12th St, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,242 sqft · built 2004 |
| Owner | 2 Trust Names on File |
| Last Sale | $289,900 (Nov 2023) |
| Tax Bill | $751 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3A3 143C 33A |
| Primary APN | 3A3 143C 33A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,242 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 20031 |
|---|---|
| Street Address | 340 12TH ST |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | LOTS 33 & 34 BK 43C BEING LOT 33ADB 973 PG 957 |
| Legal Subdivision | CLASSIC SHORES |
| Legal Block | 43C |
| Legal Lot Number | 33-34 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 10402 |
340 12th St is held in a trust since January 2026.
Source: Westmoreland County records, as of June 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 17 WENTWORTH DR, FREDERICKSBURG, VA 22406-5372 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2026 | Intrafamily Transfer, Transfer |
| Nov 20, 2023 | Warranty Deed, Transfer · ARM NAVY FEDERAL CREDIT UNION |
| Feb 26, 2018 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2023 · Amount on File |
| Deed Sale | Nov 20, 2023 · Amount on File |
| Prior Sale | Feb 26, 2018 · Amount on File |
| Deed Book / Page | 973 / 957 |
| Last Transfer Date | Jan 12, 2026 |
| Transfer Doc | 01000/1055 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Feb 23, 2026 |
| Property Address | 340 12TH ST, COLONIAL BEACH, VA 22443-1516 |
| Document Number | 01000/1055 |
| Book / Page | 1000 / 1055 |
| Map Reference | MB 973 PG 957 |
| Instrument Date | Jan 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 17 WENTWORTH DR, FREDERICKSBURG, VA 22406-5372 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Nov 20, 2023 |
| Property Address | 340 12TH ST, COLONIAL BEACH, VA 22443-1516 |
| Document Number | 0009730957 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 09730957 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Title Company | NOT AVAILABLE, MULTIPLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17 WENTWORTH DR, FREDERICKSBURG, VA 22406-5372 |
| Document Number | 0009730960 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 09730960 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Feb 26, 2018 |
| Property Address | 340 12TH ST, COLONIAL BEACH, VA 22443-1516 |
| Document Number | 0009041215 |
| Instrument Date | Feb 19, 2018 |
| Instrument | 9041215 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 340 12TH ST, COLONIAL BEACH, VA 22443-1516 |
| Document Number | 0009041217 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 9041217 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 340 12th St was $751.
Source: Westmoreland County assessment roll, as of January 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Colonial Beach Town |
| County | Westmoreland County |
| Unified School District | Colonial Beach Town Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $751.00 | $179,000 Land $39,200 Building $139,800 | $179,000 Land $39,200 Building $139,800 |
| 2023 | $179,000 (-) Land $39,200 Building $139,800 | $179,000 (-) Land $39,200 Building $139,800 | |
| 2022 | $716.00 | $179,000 Land $39,200 Building $139,800 | $179,000 Land $39,200 Building $139,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 340 12th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 340 12th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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