340 10th St, Wood River, IL 62095 Property Records

Madison County property record for 340 10th St, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 966 sqft · built 1932
Lot Size	0.158 acres (6,890 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2026)
Tax Bill	$2,394 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Feb 2026 Sale & Mortgage + 3 more
APN	`19-2-08-27-16-401-041`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-27-16-401-041`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	966 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,890 sqft (0.158 acres)
Lot Dimensions	130 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	340 10TH ST
City	WOOD RIVER
State	IL
Zip	62095-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RELLER HEADS ADD LOT 6 53 X 130
Legal Subdivision	RELLER HEADS ADDN
Legal Lot Number	6
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	2
Census Block	2003
Census Tract	401200

Owner

340 10th St is owned and occupied by an individual who bought it in February 2026.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	340 10TH ST, WOOD RIVER, IL 62095-2436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage MADISON COUNTY COMMUNITY DEV
Feb 20, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MTG CORP
Nov 1, 2022	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO
Oct 31, 2017	Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2026 · Amount on File
Deed Sale	Feb 20, 2026 · Amount on File
Prior Sale	Nov 1, 2022 · Amount on File
Deed Document Number	20265133
Prior Transfer Date	Oct 30, 2013
Prior Transfer Doc	0000046408
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	340 10TH ST, WOOD RIVER, IL 62095-2436
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036554
Date	Nov 16, 2022
Instrument	2022R36554

Lender

Name	MADISON COUNTY COMMUNITY DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Feb 20, 2026
Property Address	340 10TH ST, WOOD RIVER, IL 62095-2436
Document Number	0000005133
Map Reference	PB 13 PG 6
Instrument Date	Feb 17, 2026
Instrument	2026R05133
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	SERENITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 10TH ST, WOOD RIVER, IL 62095-2436

Mortgage

Document Number	0000005134
Date	Feb 20, 2026
Instrument	2026R05134

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%

Mortgage

Document Number	0000005135
Date	Feb 20, 2026
Instrument	2026R05135

Lender

Name	AMERICAN PACIFIC MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	8.99%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 1, 2022
Property Address	340 10TH ST, WOOD RIVER, IL 62095-2436
Document Number	0000035077
Map Reference	PB 13 PG 6
Instrument Date	Oct 14, 2022
Instrument	2022R35077
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	SERENITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	340 10TH ST, WOOD RIVER, IL 62095-2436

Mortgage

Document Number	0000035078
Date	Nov 1, 2022
Instrument	2022R35078

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

Mortgage

Document Number	0000036554
Date	Nov 16, 2022
Instrument	2022R36554

Lender

Name	MADISON COUNTY COMMUNITY DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Oct 31, 2017
Property Address	340 10TH ST, WOOD RIVER, IL 62095-2436
Document Number	0000036746
Map Reference	PB 13 PG 6
Instrument Date	Oct 27, 2017
Instrument	2017R36746
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 WOODCREST DR, BETHALTO, IL 62010-2196

Mortgage

Document Number	0000036747
Date	Oct 31, 2017
Instrument	2017R36747

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	340 10TH ST, WOOD RIVER, IL 62095-2436
Document Number	0000036747
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	340 10TH ST WOOD RIVER IL 620952436, WOOD RIVER, IL 62095-2436

Mortgage

Document Number	0000036747
Date	Oct 31, 2017
Instrument	36747

Lender

Name	CARROLLTON BK
Type	Bank
Address	ALTON, IL 62002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 340 10th St was $2,394 with a homeowner's exemption, up 1% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Unified School District	Roxana Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,394.00 (+9.97%) Homeowner's exemption	$42,400 (+8.36%) Land $5,020 Building $37,380	$127,200 (+8.36%) Land $15,060 Building $112,140
2024	$2,177.00	$39,130 Land $4,630 Building $34,500	$117,390 Land $13,890 Building $103,500
2022	$1,968.00	$33,670 Land $3,990 Building $29,680	$101,111 Land $11,982 Building $89,129

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 340 10th St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 340 10th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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