34 Wolcott Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 34 Wolcott Ave, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,017 sqft · built 1954
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Oct 2018)
Tax Bill	$4,290 (2026)
Deeds & Mortgages	Feb 2017 Line of Credit Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`530-27550-K1-001`

Property Details

APN / Parcel Number

Primary APN	`530-27550-K1-001`
Alternative APN	`WSPR M:00530 B:27550 L:000K1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,017 sqft Living Area
Gross Area	2,301 sqft
Basement Area	1,017 sqft
Unfinished Basement	1,017 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	530-27550-K1-001
Street Address	34 WOLCOTT AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-1977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	27550
Legal Lot Number	K1
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1000
Census Tract	812401

Owner

34 Wolcott Ave is owned and occupied by an individual who bought it in October 2018.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	34 WOLCOTT AVE, WEST SPRINGFIELD, MA 01089-1977
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2017	Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CU
Oct 12, 2018	Quit Claim Deed, Transfer BERKSHIRE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Prior Sale	Jun 15, 2015 · Amount on File
Deed Book / Page	22400 / 111
Transfer Doc	022400-111
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	34 WOLCOTT AVE, WEST SPRINGFIELD, MA 01089-1977
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21565-221
Date	Feb 10, 2017
Book Page	21565/221
Instrument	7630

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2037

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Oct 12, 2018
Property Address	34 WOLCOTT AVE, WEST SPRINGFIELD, MA 01089-1977
Document Number	22400-111
Book / Page	22400 / 111
Instrument	61342
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	224000115
Date	Oct 12, 2018
Instrument	22400/0115

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 34 Wolcott Ave was $4,290, up 5.5% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,290.00 (+5.46%)	$306,000 (+11.84%) Land $119,600 Building $186,400	$321,738 (+4.85%)
2025	$4,068.00 (+3.35%)	$273,600 (+2.93%) Land $108,800 Building $164,800	$306,850
2024	$3,936.00 (+3.88%)	$265,800 (+9.02%) Land $108,800 Building $157,000
2023	$3,789.00	$243,800 Land $108,800 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Wolcott Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Wolcott Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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