34 Windsor Ln, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 34 Windsor Ln, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,587 sqft · built 2006
Lot Size	21.3 acres (928,481 sqft)
Owner	Individual Name on Record
Last Sale	$824,000 (Jan 2023)
Tax Bill	$22,587 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04301-0000-00014-02-C0034`

Property Details

APN / Parcel Number

Primary APN	`48-04301-0000-00014-02-C0034`
Alternative APN	`48043010000000140002 C0034`

Interior

Building Area	2,587 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	928,481 sqft (21.3 acres)

Location & Zoning

Street Address	34 WINDSOR LN
City	RAMSEY
State	NJ
Zip	07446-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21.315 AC
Legal Subdivision	BEARS COVE AT RAMSEY
Legal Block	4301
Legal Lot Number	14.02
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1009
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	34 WINDSOR LN, RAMSEY, NJ 07446-2402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2023 · Amount on Record
Deed Sale	Jan 25, 2023 · Amount on Record
Prior Sale	Jul 19, 2007 · Amount on Record
Deed Document Number	20237327
Deed Book / Page	4916 / 708
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 25, 2023
Property Address	34 WINDSOR LN, RAMSEY, NJ 07446-2402
Document Number	0049160708
Book / Page	4916 / 708
Instrument Date	Jul 1, 2022
Instrument	2023007327
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,559.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256A BEARWOODS RD, PARK RIDGE, NJ 07656-2626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 WINDSOR LN, RAMSEY, NJ 07446-2402

Mortgage

Document Number	2023007328
Date	Jan 25, 2023
Instrument	2023007328

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,120,100 (+2.11%) Land $240,000 Building $880,100	$1,120,100 (+2.11%) Land $240,000 Building $880,100
2025	$22,587.00 (-2.32%)	$1,097,000 (+33.88%) Land $225,000 Building $872,000	$1,097,000 (+33.88%) Land $225,000 Building $872,000
2024	$23,123.00 (+7.59%)
2023		$819,400 Land $225,000 Building $594,400	$819,400 Land $225,000 Building $594,400
2022	$21,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20