34 Winding Way, Bloomington, IL 61705 Property Records

McLean County property record for 34 Winding Way, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,160 sqft · built 2021
Lot Size	0.142 acres (6,165 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Apr 2025)
Tax Bill	$5,520 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-19-182-010`

Property Details

APN / Parcel Number

Primary APN	`21-19-182-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	1,540 sqft
1st Floor Area	1,160 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,165 sqft (0.142 acres)
Lot Dimensions	99 ft deep x 28 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Deck Area	180 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	34 WINDING WAY
City	BLOOMINGTON
State	IL
Zip	61705-6591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S2
Legal Description	FOX CREEK VILLAGE SUB PUD 4TH ADD LOT 61
Legal Subdivision	FOX CREEK
Legal Lot Number	61
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1037
Census Tract	1402

Owner

34 Winding Way is owned and occupied by an individual who bought it in April 2025.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	34 WINDING WAY, BLOOMINGTON, IL 61705-6591
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer · FHA Mortgage ARMED FORCES BANK NA
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS STATE CU
Oct 22, 2020	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS STATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2025 · Amount on File
Deed Sale	Apr 30, 2025 · Amount on File
Prior Sale	Oct 2, 2023 · Amount on File
Deed Document Number	20255637
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 2, 2023
Property Address	34 WINDING WAY, BLOOMINGTON, IL 61705-6591
Document Number	202300013412
Map Reference	DOC 2014-20905
Instrument Date	Sep 26, 2023
Instrument	2023-00013412
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 WINDING WAY, BLOOMINGTON, IL 61705-6591

Mortgage

Document Number	202300013413
Date	Oct 2, 2023
Instrument	2023-00013413

Lender

Name	ARMED FORCES BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	34 WINDING WAY, BLOOMINGTON, IL 61705-6591
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100025753
Date	Oct 26, 2021
Instrument	2021-00025753

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Nov 1, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 22, 2020
Property Address	34 WINDING WAY, BLOOMINGTON, IL 61705-6591
Document Number	202000022484
Map Reference	DOC 2014-20905
Instrument Date	Oct 9, 2020
Instrument	2020-00022484
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 WINDING WAY, BLOOMINGTON, IL 61705-6591

Mortgage

Document Number	202000022485
Date	Oct 22, 2020
Instrument	2020-00022485

Lender

Name	ILLINOIS STATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,915 Land $9,286 Building $77,629	$260,745 Land $27,858 Building $232,887
2024	$5,520.00 (+22.29%)
2023	$4,514.00 (-1.29%)	$59,278 (+2.62%) Land $6,334 Building $52,944	$177,834 (+2.62%) Land $19,002 Building $158,832
2022	$4,573.00	$57,764 Land $6,172 Building $51,592	$173,292 Land $18,516 Building $154,776

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34 Winding Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Winding Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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