34 Whitehall Cir, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 34 Whitehall Cir, Beverly, MA 01915

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,518 sqft · built 2012
Lot Size0.498 acres (21,689 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Nov 2012)
Tax Bill$14,713 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Dec 2020 Refinance
Flood ZoneZone X (minimal risk)
APN12921

Property Details

APN / Parcel Number

Primary APN12921
Alternative APNs
  • BEVE M:0023 B:019Q L
  • R22

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,518 sqft Living Area
Gross Area7,502 sqft
Basement Area1,528 sqft
Unfinished Basement1,528 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,689 sqft (0.498 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number12921
Street Address34 WHITEHALL CIR
CityBEVERLY
StateMA
Zip01915-2437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR22
Legal Block19Q
JurisdictionBEVERLY MA
Township / Civil DivisionBEVERLY
Census Block Group2
Census Block2015
Census Tract217601

Owner

34 Whitehall Cir is owned and occupied by two individuals who bought it in November 2012.

Source: Essex County and Beverly City records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address34 WHITEHALL CIR, BEVERLY, MA 01915-2437
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Deed of Trust, Mortgage · Line of Credit
TRUST BANK
Dec 7, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NORTH SHORE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2012 · Amount on File
Deed SaleNov 9, 2012 · Amount on File
Deed Book / Page31904 / 400
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEVERLY MA
Recording DateSep 8, 2026
Property Address34 WHITEHALL CIR, BEVERLY, MA 01915-2437
Document Number0000001010
Book / Page43614 / 582
Instrument DateSep 2, 2026
Instrument20261010
Transaction TypeMortgage
Record UpdatedSep 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 WHITEHALL CIR, BEVERLY, MA 01915-2437

Mortgage

Document Number0000001010,
DateSep 8, 2026
Book Page43614/582
Instrument20261010
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEVERLY MA
Property Address34 WHITEHALL CIR, BEVERLY, MA 01915-2437
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39261-261
DateDec 7, 2020
Book Page39261/261
Instrument20201207001540
Lender
NameNORTH SHORE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 34 Whitehall Cir was $14,713, up 3.4% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityBeverly City
Unified School DistrictBeverly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,713.00 (+3.42%)$1,338,800 (+5.68%) Land $594,000 Building $744,800$1,806,520
2024$14,227.00 (+1.26%)$1,266,900 (+1.53%) Land $522,100 Building $744,800
2023$14,050.00$1,247,800 Land $503,000 Building $744,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Whitehall Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Whitehall Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEVERLY WATER DEPT
serves 47,461 people · EPA ID MA3030000
Water SourcePurchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State InspectionNov 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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