34 Westminster Ln, Union, MO 63084 Property Records

Franklin County property record for 34 Westminster Ln, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,638 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$2,713 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-9-32.0-0-015-069.140`

Property Details

APN / Parcel Number

Primary APN	`18-9-32.0-0-015-069.140`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Shed	1 Shed

Location & Zoning

Street Address	34 WESTMINSTER LN
City	UNION
State	MO
Zip	63084-4425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:15 WORTHINGTON PLACE
Legal Range	01E
Legal Township	43
Legal Section	32
Legal Subdivision	WORTHINGTON PLACE
Legal Block	15
Legal Lot Number	15
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1035
Census Tract	800606

Owner

34 Westminster Ln is owned by an individual who acquired it in June 2025.

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	351 E SPRINGFIELD AVE, GERALD, MO 63037-2307
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Apr 12, 2019	Warranty Deed, Transfer FIRST BK MTG
Dec 14, 2018	Trustee's Deed, Construction Loan · Construction Mortgage UNITED BK/UNION
Oct 10, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 3, 2017	Quit Claim Deed, Mortgage FIRST BK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025
Deed Sale	Jun 16, 2025
Prior Sale	Oct 10, 2017
Deed Document Number	0002507214
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	34 WESTMINSTER LN, UNION, MO 63084-4425
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002212620
Date	Aug 10, 2022
Instrument	2212620

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 12, 2019
Property Address	34 WESTMINSTER LN, UNION, MO 63084-4425
Document Number	0000004281
Instrument Date	Apr 12, 2019
Instrument	4281
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 WESTMINSTER LN UNION MO 630844425, UNION, MO 63084-4425

Mortgage

Document Number	4282
Date	Apr 12, 2019
Instrument	4282

Lender

Name	FIRST BK MTG
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2049

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 14, 2018
Property Address	34 WESTMINSTER LN, UNION, MO 63084-4425
Instrument Date	Dec 5, 2018
Instrument	17072
Transaction Type	Construction Loan
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	34 WESTMINSTER LN UNION MO 630844425, UNION, MO 63084-4425

Mortgage

Document Number	0000017072
Date	Dec 14, 2018
Instrument	17072

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 13, 2019

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 10, 2017
Property Address	34 WESTMINSTER LN, UNION, MO 63084-4425
Document Number	0000015476
Instrument Date	Oct 10, 2017
Instrument	15476
Transaction Type	Transfer
Record Updated	Oct 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	34 WESTMINSTER LN UNION MO 630844425, UNION, MO 63084-4425

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 3, 2017
Property Address	34 WESTMINSTER LN, UNION, MO 63084-4425
Document Number	0000015195
Instrument Date	Sep 25, 2017
Instrument	15195
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 WESTMINSTER LN UNION MO 630844425, UNION, MO 63084-4425

Mortgage

Document Number	15196
Date	Oct 3, 2017
Instrument	15196

Lender

Name	FIRST BK MTG
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 34 Westminster Ln was $2,713.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,713.00	$53,609	$282,150 Land $35,000 Building $247,150
2023	$2,712.00 (-14.93%)	$45,102	$237,380 Land $35,000 Building $202,380
2022	$3,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Westminster Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Westminster Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: T-Mobile, Wisper ISP.

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