34 Wells St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 34 Wells St, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,556 sqft · built 1915
Lot Size	0.203 acres (8,848 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jun 2022)
Tax Bill	$3,713 (2026)
Deeds & Mortgages	Aug 2026 Second Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`192 0000 0055 A`

Property Details

APN / Parcel Number

Primary APN	`192 0000 0055 A`
Alternative APN	`LAWR M:0192 B:0000 L:0055`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,556 sqft Living Area
Gross Area	2,728 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,848 sqft (0.203 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	192 0000 0055 A
Street Address	34 WELLS ST
City	LAWRENCE
State	MA
Zip	01841-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	55
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3005
Census Tract	250400

Owner

34 Wells St is owned and occupied by an individual who bought it in June 2022.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	34 WELLS ST, LAWRENCE, MA 01841-3104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNION FEDERAL CREDIT UNION
Jun 6, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NESC FEDERAL CREDIT UNION
Mar 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Prior Sale	Aug 14, 2014 · Amount on File
Deed Document Number	202213370
Deed Book / Page	17467 / 115
Prior Transfer Date	Jun 1, 2022
Prior Transfer Doc	017467-115
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Recording Date	Aug 10, 2026
Property Address	34 WELLS ST, LAWRENCE, MA 01841-3104
Document Number	0000013577
Book / Page	18659 / 52
Instrument Date	Aug 4, 2026
Instrument	202613577
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 WELLS ST, LAWRENCE, MA 01841-3104
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013577,
Date	Aug 10, 2026
Book Page	18659/52
Instrument	202613577

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jun 6, 2022
Property Address	34 WELLS ST, LAWRENCE, MA 01841-3104
Document Number	017467-115
Book / Page	17467 / 115
Instrument Date	Jun 1, 2022
Instrument	13370
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 WELLS ST, LAWRENCE, MA 01841-3104
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013371
Date	Jun 6, 2022
Instrument	13371

Lender

Name	NESC FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Mar 23, 2018
Property Address	34 WELLS ST, LAWRENCE, MA 01841-3104
Document Number	15424-334
Book / Page	015424 / 000334
Instrument Date	Mar 23, 2018
Instrument	6490
Transaction Type	Transfer
Record Updated	Apr 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 WELLS ST LAWRENCE MA 018413104, LAWRENCE, MA 01841-3104

Tax Assessment & Valuation

The 2026 property tax bill for 34 Wells St was $3,713, up 0.5% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,713.00 (+0.49%)	$429,800 (+2.36%) Land $136,300 Building $293,500	$524,840
2025	$3,695.00 (+2.33%)	$419,900 (+7.56%) Land $136,300 Building $283,600
2024	$3,611.00 (+12.35%)	$390,400 (+23.43%) Land $143,200 Building $247,200
2023	$3,214.00	$316,300 Land $138,200 Building $178,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Wells St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	27 (1987–2025)
Claims Outside the SFHA	2 of 27
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 6 claims Severe Storms And Flooding, May 2006 · 9 claims Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 34 Wells St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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