34 Waterfall Dr, Marion, NC 28752 Property Records

McDowell County property record for 34 Waterfall Dr, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,488 sqft · built 2013
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Oct 2026)
Tax Bill	$2,503 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jul 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1607-00-40-5944`

Property Details

APN / Parcel Number

Primary APN	`1607-00-40-5944`
Alternative APNs	`69956` `78711`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Heated Area
Gross Area	3,170 sqft
1st Floor Area	1,488 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	78711
Street Address	34 WATERFALL DR
City	MARION
State	NC
Zip	28752-7932
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.09 AC LT 5 THE VIEWS @WOODLAND HILLSPB18/44
Legal Subdivision	THE VIEWS AT WOODLAND HILLS SUBDIVISION
Legal Lot Number	5
Jurisdiction	MCDOWELL NC
Township / Civil Division	MONTFORD COVE
Census Block Group	2
Census Block	2027
Census Tract	970902

Owner

34 Waterfall Dr, a rural home, is owned and occupied by two individuals who bought it in October 2026.

Source: McDowell County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 WATERFALL DR, MARION, NC 28752-7932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Jul 9, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 19, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 16, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK
May 15, 2019	Warranty Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	Jul 9, 2025 · Amount on File
Deed Document Number	20265000
Deed Book / Page	1553 / 986
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 1, 2026
Property Address	34 WATERFALL DR, MARION, NC 28752-7932
Document Number	0000005000
Book / Page	1553 / 986
Instrument Date	Sep 22, 2026
Instrument	20265000
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 WATERFALL DR, MARION, NC 28752-7932

Mortgage

Document Number	0000005001,
Date	Oct 1, 2026
Instrument	20265001

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 9, 2025
Property Address	34 WATERFALL DR, MARION, NC 28752-7932
Document Number	0015060468
Book / Page	1506 / 468
Map Reference	MB 18 PG 44
Instrument Date	Jul 9, 2025
Instrument	2025003248
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 WATERFALL DR, MARION, NC 28752-7932

Mortgage

Document Number	2025003249
Date	Jul 9, 2025
Instrument	2025003249

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 19, 2022
Property Address	34 WATERFALL DR, MARION, NC 28752-7932
Document Number	0014160721
Book / Page	1416 / 721
Map Reference	MB 18 PG 44
Instrument Date	Oct 19, 2022
Instrument	2022006150
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 WATERFALL DR, MARION, NC 28752-7932

Mortgage

Document Number	2022006151
Date	Oct 19, 2022
Instrument	2022006151

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	34 WATERFALL DR, MARION, NC 28752-7932
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012490605
Date	Jul 16, 2018
Book Page	1249/0605
Instrument	2018003188

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2033

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 15, 2019
Property Address	34 WATERFALL DR, MARION, NC 28752-7932
Document Number	0012740825
Book / Page	001274 / 000825
Instrument Date	May 15, 2019
Instrument	2192
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 444 MARSHALL NC 287530444, MARSHALL, NC 28753-0444

Mortgage

Document Number	12740829
Date	May 15, 2019
Book Page	001274/000829
Instrument	2193

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 14, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 34 Waterfall Dr was $2,503.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,503.00	$353,590 Land $40,000 Building $313,590
2023	$2,503.00	$353,590 Land $40,000 Building $313,590	$353,590 Land $40,000 Building $313,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Waterfall Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Waterfall Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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