34 W Stephens St, Winder, GA 30680 Property Records

Barrow County property record for 34 W Stephens St, Winder, GA 30680

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,278 sqft · built 1950
Lot Size	0.228 acres (9,956 sqft)
Owner	2 Individual Names on File
Last Sale	$318,000 (Oct 2025)
Tax Bill	$1,843 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WN12 239`

Property Details

APN / Parcel Number

Primary APN	`WN12 239`
Alternative APNs	`0012327` `12897`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,278 sqft Heated Area
Gross Area	122 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Construction Type	Light Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,956 sqft (0.228 acres)
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Porch	Patio
Porch Area	183 sqft
Patio Area	87 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12897
Street Address	34 W STEPHENS ST
City	WINDER
State	GA
Zip	30680-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	34 W STEPHENS ST
Legal Subdivision	EMERALD POINTE
Jurisdiction	BARROW GA
Township / Civil Division	WINDER
Census Block Group	2
Census Block	2039
Census Tract	180206

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Broad Street Residential Historic District listed 1984 · 39 contributing resources · NRIS 84000888

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

34 W Stephens St is owned and occupied by two individuals who bought it in October 2025.

Source: Barrow County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 W STEPHENS ST, WINDER, GA 30680-2140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Warranty Deed, Transfer
Oct 10, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jun 27, 2017	Grant Deed, Transfer · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Jun 23, 2017 · Amount on File
Deed Book / Page	2991 / 714
Prior Transfer Date	Oct 3, 2025
Prior Transfer Doc	002991/712
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARROW GA
Recording Date	Oct 10, 2025
Property Address	34 W STEPHENS ST, WINDER, GA 30680-2140
Document Number	002991/714
Book / Page	2991 / 714
Instrument Date	Oct 10, 2025
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Amount	Amount on Record
Tax	$3.18
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 W STEPHENS ST, WINDER, GA 30680-2140

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARROW GA
Recording Date	Oct 10, 2025
Property Address	34 W STEPHENS ST, WINDER, GA 30680-2140
Document Number	002991/712
Book / Page	2991 / 712
Instrument Date	Oct 3, 2025
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3955 HIDDEN OAK LN, BUFORD, GA 30519-3973

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARROW GA
Property Address	34 W STEPHENS ST, WINDER, GA 30680-2140
Document Number	0023300366
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 W STEPHENS ST WINDER GA 306802140, WINDER, GA 30680-2140

Mortgage

Document Number	0023300366
Date	Apr 20, 2020
Book Page	002330/000366

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BARROW GA
Recording Date	Jun 27, 2017
Property Address	34 W STEPHENS ST, WINDER, GA 30680-2140
Document Number	0020460774
Book / Page	002046 / 000774
Instrument Date	Jun 23, 2017
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 W STEPHENS ST WINDER GA 306802140, WINDER, GA 30680-2140

Mortgage

Document Number	20460777
Date	Jun 27, 2017
Book Page	002046/000777

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 34 W Stephens St was $1,843 with a homeowner's exemption.

Source: Barrow County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Barrow County
Municipality	Winder City
Unified School District	Barrow County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,843.00 Homeowner's exemption	$69,634 Land $12,000 Building $57,634	$174,086 Land $30,000 Building $144,086
2023	$2,162.00 (+35.63%) Homeowner's exemption	$68,096 (+32.15%) Land $12,000 Building $56,096	$170,240 (+32.15%) Land $30,000 Building $140,240
2022	$1,594.00 Homeowner's exemption	$51,528 Land $12,000 Building $39,528	$128,820 Land $30,000 Building $98,820

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 34 W Stephens St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 W Stephens St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDER serves 51,540 people · EPA ID GA0130002
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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