34 W River St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 34 W River St, Upton, MA 01568 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 5,932 sqft · built 1988
Lot Size	1.93 acres (84,071 sqft)
Owner	2 Company Names on File
Last Sale	$482,000 (Nov 2017)
Tax Bill	$13,418 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:024 B:L:092-03`

Property Details

APN / Parcel Number

Primary APN	`M:024 B:L:092-03`
Alternative APNs	`UPTO M:024 L:092.03` `1808`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	5,932 sqft Living Area
Gross Area	10,719 sqft
1st Floor Area	1,796 sqft
Basement Area	1,796 sqft
Unfinished Basement	1,796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	84,071 sqft (1.93 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	34 W RIVER ST
City	UPTON
State	MA
Zip	01568-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	92.03
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	4
Census Block	4028
Census Tract	743100

Owner

Source: Worcester County and Upton Town records · APN M:024 B:L:092-03

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	34 W RIVER ST, UPTON, MA 01568-1402
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MILFORD FSB
Mar 05, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 25, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 01, 2017	Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2017 · Amount on Record
Deed Sale	Nov 01, 2017 · Amount on Record
Prior Sale	Mar 12, 2013 · Amount on Record
Deed Book / Page	57976 / 146
Last Transfer Date	Feb 14, 2024
Transfer Doc	070255-384
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	34 W RIVER ST, UPTON, MA 01568-1402
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068525-226
Date	Nov 23, 2022
Book Page	68525/226
Instrument	125539

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Dec 01, 2032

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Mar 05, 2024
Property Address	34 W RIVER ST, UPTON, MA 01568-1402
Document Number	070255-384
Book / Page	70255 / 384
Instrument Date	Feb 14, 2024
Instrument	16059
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 W RIVER ST, UPTON, MA 01568-1402

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Oct 25, 2022
Property Address	34 W RIVER ST, UPTON, MA 01568-1402
Document Number	068398-375
Book / Page	68398 / 375
Instrument Date	Oct 18, 2022
Instrument	115556
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 W RIVER ST, UPTON, MA 01568-1402

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Jun 26, 2019
Property Address	34 W RIVER ST, UPTON, MA 01568-1402
Document Number	60611-213
Book / Page	060611 / 000213
Instrument Date	May 13, 2019
Instrument	60072
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	34 W RIVER ST UPTON MA 015681402, UPTON, MA 01568-1402

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Nov 01, 2017
Property Address	34 W RIVER ST, UPTON, MA 01568-1402
Document Number	57976-146
Book / Page	57976 / 146
Instrument	121960
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$123.16
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 W RIVER ST, UPTON, MA 01568-1402

Mortgage

Document Number	579760149
Date	Nov 01, 2017
Instrument	57976/0149

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2032

Tax Assessment & Valuation

Source: Worcester County and Upton Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,418.00 (-0.62%)	$1,020,400 (+3.38%) Land $297,200 Building $723,200	$909,910 (+4.06%)
2024	$13,502.00 (+32.66%)	$987,000 (+34.51%) Land $289,100 Building $697,900	$874,380
2023	$10,178.00	$733,800 Land $215,500 Building $518,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277431004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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