DeSoto County property record for 34 W Oak St, Arcadia, FL 34266
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 15,840 sqft · built 1920 |
| Lot Size | 0.21 acres (9,191 sqft) |
| Owner | Company Name on Record |
| Last Sale | $390,000 (Jun 2020) |
| Tax Bill | $7,406 (2024) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Oct 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-37-24-0012-0030-0060 |
| Primary APN | 25-37-24-0012-0030-0060 |
|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
|---|---|
| Total Rooms | 33 Rooms |
| Stories | 2 Stories |
| Building Area | 15,840 sqft Total Area |
| Interior Walls | Plywood |
| Elevator | Elevator |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Shingle |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 9,191 sqft (0.21 acres) |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 34 W OAK ST |
|---|---|
| City | ARCADIA |
| State | FL |
| Zip | 34266-3964 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B-2 |
| Legal Description | TOWN OF ARCADIA O S BEG SW COR BLK 3 TH N ALG POLK 100 FT TH E // TO OAK ST 24.37 FT TH S // TO POLK AV 100 FT TH W ALG OAK S |
| Legal Range | 24E |
| Legal Township | 37S |
| Legal Section | 25 |
| Legal Subdivision | TOWN OF ARCADIA O S |
| Legal Tract | 12 |
| Legal Block | 3 |
| Jurisdiction | DE SOTO FL |
| Township / Civil Division | ARCADIA EAST |
| Census Block Group | 5 |
| Census Block | 5042 |
| Census Tract | 10200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Arcadia Historic District listed 1984 · 293 contributing resources · NRIS 84000842 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: DeSoto County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 34 W OAK ST, ARCADIA, FL 34266-3964 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage MARIGNY INC |
| Oct 19, 2018 | Loan Modification, Mortgage FIRST ST BK/ARCADIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on Record |
| Deed Sale | Jun 19, 2020 · Amount on Record |
| Prior Sale | Apr 29, 2010 · Amount on Record |
| Deed Document Number | 202014003559 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE SOTO FL |
| Recording Date | Jun 19, 2020 |
| Property Address | 34 W OAK ST, ARCADIA, FL 34266-3964 |
| Document Number | 0014003559 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 14003559 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2020 |
| Title Company | ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TITLE CO IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 34 W OAK ST ARCADIA FL 342663964, ARCADIA, FL 34266-3964 |
| Document Number | 14003560 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 14003560 |
| Name | MARIGNY INC |
|---|---|
| Address | 13 E OAK ST, ARCADIA, FL 34266-4490 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DE SOTO FL |
| Property Address | 34 W OAK ST, ARCADIA, FL 34266-3964 |
| Document Number | 0014006173 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13 E OAK ST ARCADIA FL 342664490, ARCADIA, FL 34266-4490 |
| Document Number | 0014006173 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 14006173 |
| Name | FIRST ST BK/ARCADIA |
|---|---|
| Type | Bank |
| Address | ARCADIA, FL 34266 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Oct 22, 2020 |
Source: DeSoto County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Arcadia City |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $391,908 (+13.97%) Land $34,556 Building $357,352 | $391,908 (+13.97%) Land $34,556 Building $357,352 | |
| 2024 | $7,406.00 (-1.33%) | ||
| 2023 | $7,506.00 (+8.61%) | $343,861 (+9.6%) Land $34,556 Building $309,305 | $343,861 (+9.6%) Land $34,556 Building $309,305 |
| 2022 | $6,911.00 | $313,745 Land $34,556 Building $279,189 | $313,745 Land $34,556 Building $279,189 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2009–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARCADIA WATER DEPT serves 8,942 people · EPA ID FL6140314 |
|---|---|
| Water Source | Purchased surface water from DESOTO COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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