Kenton County property record for 34 W 6th St, Covington, KY 41011
| Property Type | Office Building |
|---|---|
| Details | 2,448 sqft · built 1920 |
| Lot Size | 0.07 acres (3,069 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,947 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-21-21-014.00 |
| Primary APN | 054-21-21-014.00 |
|---|
| Building Area | 2,448 sqft Finished Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 3,069 sqft (0.07 acres) |
| Lot Dimensions | 134 ft deep x 22.9 ft wide |
| Street Address | 34 W 6TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-1408 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | ORIGINAL PLAT OF COV PT LOTS 333-334-335 22.92'X 134' NS 6TH 325.58' W MADISON |
| Legal Subdivision | ORIGINAL PLAT OF COV |
| Legal Phase | 5 |
| Legal Lot Number | 333,33 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 67000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Covington Downtown Commercial Historic District listed 1983 · 250 contributing resources · NRIS 83002804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
34 W 6th St, a commercial property, is held in a trust since December 2003.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 532 CHISHOLM TRL, CINCINNATI, OH 45215-2518 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed of Trust, Mortgage · Commercial Mortgage STOCK YARDS BANK & TRUST CO |
| Sep 2, 2019 | Loan Modification, Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 17, 2003 |
| Transfer Doc | 0106059000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 34 W 6TH ST, COVINGTON, KY 41011-1408 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 532 CHISHOLM TRL, CINCINNATI, OH 45215-2518 |
| Document Number | 0005900170 |
|---|---|
| Date | Sep 28, 2023 |
| Book Page | KCM 495/764 |
| Instrument | 23092805900170 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 26, 2028 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 34 W 6TH ST, COVINGTON, KY 41011-1408 |
| Document Number | 0000000307 |
| Instrument Date | Sep 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 532 CHISHOLM TRL #TRI CINCINNATI OH 452152518, CINCINNATI, OH 45215-2518 |
| Document Number | 0000000307 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 0C6763/000030 |
| Instrument | 307 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54903-3487 |
| Term | 60 Months |
|---|---|
| Due | Sep 25, 2024 |
The 2025 property tax bill for 34 W 6th St was $1,947.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,000 (+8.84%) Land $35,000 Building $125,000 | $160,000 (+8.84%) Land $35,000 Building $125,000 | |
| 2025 | $1,947.00 | $147,000 Land $35,000 Building $112,000 | $147,000 Land $35,000 Building $112,000 |
| 2023 | $1,958.00 | $147,000 Land $35,000 Building $112,000 | $147,000 Land $35,000 Building $112,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 W 6th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1978–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 W 6th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon.
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