Kenton County property record for 34 W 31st St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,096 sqft · built 1926 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,500 (Oct 2014) |
| Tax Bill | $944 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-13-13-034.00 |
| Primary APN | 056-13-13-034.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,096 sqft Finished Area |
| Gross Area | 1,389 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 80 ft deep x 33 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 34 W 31ST ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHRISMAN LOT 10 |
| Legal Subdivision | CHRISMANS |
| Legal Lot Number | 10 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 61400 |
34 W 31st St is owned and occupied by an individual who bought it in October 2014.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 W 31ST ST, COVINGTON, KY 41015-1217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2014 · Amount on File |
| Deed Sale | Oct 23, 2014 · Amount on File |
| Prior Sale | Jul 21, 1999 · Amount on File |
| Deed Document Number | 201410 23 059 00125 |
| Deed Book / Page | 5519 / 254 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 34 W 31st St was $944 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,400 (-) Land $10,000 Building $110,400 | $120,400 (-) Land $10,000 Building $110,400 | |
| 2025 | $944.00 Homeowner's exemption | $120,400 Land $5,000 Building $115,400 | $120,400 Land $5,000 Building $115,400 |
| 2023 | $985.00 Homeowner's exemption | $120,400 Land $5,000 Building $115,400 | $120,400 Land $5,000 Building $115,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 W 31st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 34 W 31st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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