34 Vanderbilt Ave, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 34 Vanderbilt Ave, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	1,737 sqft · built 1975
Lot Size	0.294 acres (12,798 sqft)
Owner	2 Individual Names on Record
Last Sale	$731,000 (Apr 2026)
Tax Bill	$13,693 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00028-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`11-00028-0000-00018`
Alternative APN	`110002800018`

Interior

Stories	1 Story
Building Area	1,737 sqft Living Area
1st Floor Area	1,737 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,798 sqft (0.294 acres)
Lot Dimensions	100 ft deep x 128 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	34 VANDERBILT AVE
City	MILLTOWN
State	NJ
Zip	08850-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	128X100
Legal Block	28
Legal Lot Number	18
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MILLTOWN
Census Block Group	2
Census Block	2028
Census Tract	6300

Owner

Source: Middlesex County and Milltown Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 VANDERBILT AVE, MILLTOWN, NJ 08850-1125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE
Feb 6, 2023	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 3, 2019	Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Feb 6, 2023 · Amount on Record
Deed Document Number	202627062
Deed Book / Page	20010 / 353
Prior Transfer Date	May 12, 2003
Prior Transfer Doc	5190000649
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 28, 2026
Property Address	34 VANDERBILT AVE, MILLTOWN, NJ 08850-1125
Document Number	0000027062
Book / Page	20010 / 353
Instrument Date	Mar 2, 2026
Instrument	2026.27062
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73,831.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 VANDERBILT AVE, MILLTOWN, NJ 08850-1125

Mortgage

Document Number	0000027063,
Date	Apr 28, 2026
Book Page	20010/358
Instrument	2026.27063

Lender

Name	BOND STREET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 6, 2023
Property Address	34 VANDERBILT AVE, MILLTOWN, NJ 08850-1125
Document Number	0000007733
Book / Page	19145 / 537
Instrument Date	Jan 4, 2023
Instrument	2023007733
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1D CHADWICK LN, MONROE, NJ 08831-6676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 VANDERBILT AVE, MILLTOWN, NJ 08850-1125

Mortgage

Document Number	0000007734
Date	Feb 6, 2023
Instrument	2023007734

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 3, 2019
Property Address	34 VANDERBILT AVE, MILLTOWN, NJ 08850-1125
Document Number	2019033529
Book / Page	17488 / 1268
Instrument Date	Apr 22, 2019
Instrument	2019033529
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	QUALITY TTL & ABSTRACT AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3B COTTINGHAM DR, 3B, MONROE, NJ 08831-4869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 VANDERBILT AVE, MILLTOWN, NJ 08850-1125

Mortgage

Document Number	2019033530
Date	May 3, 2019
Instrument	2019033530

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Milltown Borough
Unified School District	Milltown Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,000 (-) Land $90,400 Building $106,600	$197,000 (-) Land $90,400 Building $106,600
2025	$13,693.00 (+2.92%)	$197,000 (-) Land $90,400 Building $106,600	$197,000 (-) Land $90,400 Building $106,600
2024	$13,305.00 (+2.32%)
2023		$197,000 Land $90,400 Building $106,600	$197,000 Land $90,400 Building $106,600
2022	$13,003.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1984–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLTOWN W DEPT serves 7,000 people · EPA ID NJ1212001
Water Source	Purchased surface water from NEW BRUNSWICK W DEPT
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure not recorded as resolved · Nov 2025
Treatment and Procedure	Corrosion control Jul 2025 Lead public education Aug 2017
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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