34 Upland St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 34 Upland St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1964
Lot Size	0.422 acres (18,378 sqft)
Owner	Individual Name on Record
Last Sale	$288,750 (Jun 2006)
Tax Bill	$5,018 (2026)
Deeds & Mortgages	Apr 2025 Mortgage May 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:49 L:100`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:49 L:100`
Alternative APNs	`M:0049 B:0000 L:0100` `111206`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	3,076 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,378 sqft (0.422 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	111206
Street Address	34 UPLAND ST
City	DRACUT
State	MA
Zip	01826-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	100
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	2
Census Block	2000
Census Tract	314200

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 UPLAND ST, DRACUT, MA 01826-4822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2025	Deed of Trust, Mortgage WASHINGTON SAVINGS BANK
May 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Jan 28, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2006 · Amount on Record
Deed Sale	Jun 30, 2006 · Amount on Record
Deed Document Number	200636599
Deed Book / Page	20260 / 209
Last Transfer Date	Jan 24, 2022
Transfer Doc	036766-145
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	34 UPLAND ST, DRACUT, MA 01826-4822
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039171-65
Date	Apr 8, 2025
Book Page	39171/65
Instrument	10051

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	34 UPLAND ST, DRACUT, MA 01826-4822
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00037852-5
Date	May 26, 2023
Book Page	37852/5
Instrument	14629

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Jan 28, 2022
Property Address	34 UPLAND ST, DRACUT, MA 01826-4822
Document Number	036766-145
Book / Page	36766 / 145
Instrument Date	Jan 24, 2022
Instrument	4480
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 UPLAND ST, DRACUT, MA 01826-4822

Mortgage

Document Number	036766-150
Date	Jan 28, 2022
Book Page	36766/150
Instrument	4481

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,018.00 (+3.46%)	$518,900 (+8.28%) Land $222,300 Building $296,600	$450,015 (-)
2025	$4,850.00 (+4.84%)	$479,200 (+8.24%) Land $203,900 Building $275,300	$450,015 (+4.57%)
2024	$4,626.00 (+4.4%)	$442,700 (+15.71%) Land $194,200 Building $248,500	$430,350
2023	$4,431.00	$382,600 Land $168,900 Building $213,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1979–2006)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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