34 Upland Dr, Garrison, NY 10524 Property Records

Putnam County and Philipstown Town property record for 34 Upland Dr, Garrison, NY 10524

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,969 sqft · built 1955
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Dec 2022)
Tax Bill	$10,675 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372689 82.20-2-39`

Property Details

APN / Parcel Number

Primary APN	`372689 82.20-2-39`
Alternative APNs	`268908202000020390000000` `137700`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,969 sqft Living Area
Gross Area	2,053 sqft
1st Floor Area	1,064 sqft
2nd Floor Area	905 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	52,272 sqft (1.2 acres)
Lot Width	244 ft Width
View / Lot	Waterfront
Porch	Covered Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	137700
Street Address	34 UPLAND DR
City	GARRISON
State	NY
Zip	10524-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Description	LAND & RESIDENCE
Legal Subdivision	MAP 11 OF CONTINENTAL VILLAGE
Legal Block	2
Legal Lot Number	39.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	1
Census Block	1016
Census Tract	10800

Owner

34 Upland Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 UPLAND DR, GARRISON, NY 10524-3225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2022 · Amount on File
Deed Sale	Dec 7, 2022 · Amount on File
Prior Sale	Jun 28, 1999 · Amount on File
Deed Document Number	202210477
Deed Book / Page	2300 / 343
Record Updated	Oct 29, 2026

December 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Dec 7, 2022
Property Address	34 UPLAND DR, GARRISON, NY 10524-3225
Document Number	0023000343
Book / Page	2300 / 343
Map Reference	MAP 372-M
Instrument Date	Dec 1, 2022
Instrument	10477-2022
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 UPLAND DR, GARRISON, NY 10524-3225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 RED MILL RD, CORTLANDT MANOR, NY 10567-1466

Mortgage

Document Number	0000773498
Date	Dec 7, 2022
Instrument	7734/98

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12%
Index	1-Year T-Bill
Max Rate	12%

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,100 Land $47,000 Building $99,100	$476,361
2024	$10,675.00
2023		$127,600 (-) Land $47,000 Building $80,600	$362,294 (+11.73%) Land $133,447 Building $228,847
2022		$127,600 Land $47,000 Building $80,600	$324,269 Land $119,441 Building $204,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34 Upland Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Upland Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20