34 Union St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 34 Union St, Belfast, ME 04915

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 590 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$7,183 (2025)
Deeds & Mortgages	Jun 2022 Sale Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BELF M:037 L:068`

Property Details

APN / Parcel Number

Primary APN	`BELF M:037 L:068`
Alternative APNs	`000272694` `3151`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	590 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3151
Street Address	34 UNION ST
City	BELFAST
State	ME
Zip	04915-6728
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	68
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	3
Census Block	3034
Census Tract	43000

Owner

Source: Waldo County and Belfast City records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34 UNION ST, BELFAST, ME 04915-6728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Other, Transfer
Jan 7, 2019	Deed of Trust, Mortgage UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2022
Deed Sale	Jun 10, 2022
Prior Sale	Jan 8, 2019 · Amount on Record
Deed Document Number	20224907
Deed Book / Page	4808 / 105
Transfer Doc	03933/0312
Record Updated	Sep 20, 2026

June 2022: Other, Transfer

Document Type	Other
Jurisdiction	BELFAST ME
Recording Date	Jun 10, 2022
Property Address	34 UNION ST, BELFAST, ME 04915-6728
Document Number	004808/105
Book / Page	4808 / 105
Instrument Date	May 28, 2022
Instrument	2022-4907
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 UNION ST, BELFAST, ME 04915-6728

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	34 UNION ST, BELFAST, ME 04915-6728
Document Number	0043390225
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	CUMBERLAND TITLE SERVICES LLC, CUMBERLAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 UNION ST BELFAST ME 049156728, BELFAST, ME 04915-6728

Mortgage

Document Number	0043390225
Date	Jan 8, 2019
Book Page	004339/000225
Instrument	195

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	ORONO, ME 04473

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 7, 2034

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,183.00 (+6.32%)	$439,600 (+0.21%) Land $170,500 Building $269,100
2024	$6,756.00 (-3.11%)	$438,700 (+26.46%) Land $170,500 Building $268,200
2023	$6,973.00 (-4.09%)	$346,900 (+2.12%) Land $146,300 Building $200,600
2022	$7,270.00	$339,700 Land $146,300 Building $193,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	17 (1987–2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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