34 Tuscany Trace Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 34 Tuscany Trace Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,145 sqft · built 2007
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Dec 2017)
Tax Bill	$7,252 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T080800404`

Property Details

APN / Parcel Number

Primary APN	`T080800404`
Alternative APN	`3-0117-A409-00-0009.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,145 sqft Living Area
Gross Area	5,400 sqft
1st Floor Area	2,370 sqft
Basement Area	2,370 sqft
Finished Basement	1,775 sqft
Unfinished Basement	595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	7,405 sqft (0.17 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	208 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T080800404
Street Address	34 TUSCANY TRACE DR
City	SAINT CHARLES
State	MO
Zip	63303-4238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TUSCANY RESUB LOT 9
Legal Subdivision	TUSCANY RESUB
Legal Lot Number	9
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	1
Census Block	1049
Census Tract	311001

Owner

34 Tuscany Trace Dr is owned and occupied by two individuals who bought it in December 2017.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 TUSCANY TRACE DR, SAINT CHARLES, MO 63303-4238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage STIFEL BK&TR
Dec 8, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017 · Amount on File
Deed Sale	Dec 8, 2017 · Amount on File
Prior Sale	Nov 22, 2016 · Amount on File
Deed Document Number	2017760770
Deed Book / Page	6850 / 1645
Prior Transfer Date	Mar 2, 2011
Prior Transfer Doc	0055632503
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	34 TUSCANY TRACE DR, SAINT CHARLES, MO 63303-4238
Document Number	0072691750
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 TUSCANY TRACE DR ST CHARLES MO 633034238, ST CHARLES, MO 63303-4238

Mortgage

Document Number	0072691750
Date	Apr 14, 2020
Book Page	007269/001750
Instrument	230500

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 8, 2017
Property Address	34 TUSCANY TRACE DR, SAINT CHARLES, MO 63303-4238
Document Number	0068501645
Book / Page	6850 / 1645
Map Reference	MB 44 PG 384
Instrument Date	Dec 4, 2017
Instrument	20171208000760770
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 CASTLE BLUFF DR, 59, SAINT CHARLES, MO 63304-0451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 TUSCANY TRACE DR, SAINT CHARLES, MO 63303-4238

Mortgage

Document Number	20171208000760780
Date	Dec 8, 2017
Instrument	20171208000760780

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 34 Tuscany Trace Dr was $7,252, up 11.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,426 (-)	$665,398 (-) Land $110,000 Building $555,398
2025	$7,252.00 (+11.66%)	$126,426	$665,398 Land $110,000 Building $555,398
2024	$6,495.00
2023		$109,946
2022			$578,663 Land $80,000 Building $498,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34 Tuscany Trace Dr in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	36 (1978–2019)
Claims Outside the SFHA	6 of 36
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 4 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Tuscany Trace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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