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34 Turtle Haven Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 34 Turtle Haven Rd, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,200 sqft · built 2016
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on Record
Last Sale$73,000 (Feb 2007)
Tax Bill$939 (2025)
Deeds & MortgagesJan 2019 Refinance
Feb 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN7557-16-7055

Property Details

APN / Parcel Number

Primary APN7557-16-7055
Alternative APN
  • 140940

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Roof TypeGable
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Cabin289 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address34 TURTLE HAVEN RD
CityCULLOWHEE
StateNC
Zip28723-1650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT B1 OFF CULLOWHEE MOUNTAIN RD
Legal SubdivisionBEN LEE DAVIS HEIRS PROPOSED DIVISION
Legal Lot NumberB1
JurisdictionJACKSON NC
Township / Civil DivisionCULLOWHEE
Census Block Group5
Census Block5039
Census Tract950600

Owner

Source: Jackson County records, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34 TURTLE HAVEN RD, CULLOWHEE, NC 28723-1650
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
WAUCHULA STATE BANK
Feb 24, 2018Loan Modification, Mortgage · Conventional Mortgage
WAUCHULA ST BK
Feb 24, 2017Loan Modification, Mortgage
WAUCHULA ST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2007 · Amount on Record
Deed SaleFeb 2, 2007 · Amount on Record
Prior SaleDec 4, 2006 · Amount on Record
Deed Book / Page1650 / 723
Prior Transfer DateNov 28, 2006
Prior Transfer Doc0016360408
Record UpdatedJun 8, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address34 TURTLE HAVEN RD, CULLOWHEE, NC 28723-1650
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022291357
DateJan 4, 2019
Book Page2229/1357
Lender
NameWAUCHULA STATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term229 Months
DueFeb 1, 2038

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJACKSON NC
Property Address34 TURTLE HAVEN RD, CULLOWHEE, NC 28723-1650
Document Number0022091319
Instrument DateFeb 24, 2018
Transaction TypeMortgage
Record UpdatedApr 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7755 RIVERSIDE DR PUNTA GORDA FL 339821448, PUNTA GORDA, FL 33982-1448

Mortgage

Document Number0022091319
DateMar 23, 2018
Book Page002209/001319
Lender
NameWAUCHULA ST BK
TypeBank
AddressWAUCHULA, FL 33873-0248
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueMar 22, 2019

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJACKSON NC
Property Address34 TURTLE HAVEN RD, CULLOWHEE, NC 28723-1650
Document Number0021860552
Book / Page002186 / 000552
Instrument DateFeb 24, 2017
Transaction TypeMortgage
Record UpdatedApr 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7755 RIVERSIDE DR PUNTA GORDA FL 339821448, PUNTA GORDA, FL 33982-1448

Mortgage

Document Number0021860552
DateApr 6, 2017
Book Page002186/000552
Lender
NameWAUCHULA ST BK
TypeBank
AddressWAUCHULA, FL 33873-0248
Agreement
AmountAmount Recorded
Term12 Months
DueApr 5, 2018

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$939.00 (+25.37%)$247,215 (+25.36%) Land $99,090 Building $148,125
2023$749.00$197,210 Land $102,130 Building $95,080

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims21 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 13 claims
  • Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35

Cell Coverage

No cell data coverage reported

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