34 Timber Ter, Cary, IL 60013 Property Records

McHenry County property record for 34 Timber Ter, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,357 sqft · built 1974
Lot Size	0.03 acres (1,338 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Dec 2021)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-151-058`

Property Details

APN / Parcel Number

Primary APN	`19-12-151-058`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,357 sqft
Gross Area	2,185 sqft
1st Floor Area	828 sqft
2nd Floor Area	529 sqft

Exterior

Year Built	Built 1974
Exterior Material	Frame Siding
Lot Area	1,338 sqft (0.03 acres)
Lot Dimensions	59 ft deep x 23 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	34 TIMBER TER
City	CARY
State	IL
Zip	60013-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0068911 LT 3 /EX NE 1.26FT/ & NE 4.61FT LT 4 BLK 106 BRIGHT OAKS UNIT 2
Legal Range	08E
Legal Township	43N
Legal Section	12
Legal Subdivision	BRIGHT OAKS 02
Legal Block	106
Legal Lot Number	3-4
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1022
Census Tract	871304

Owner

34 Timber Ter is owned and occupied by an individual who bought it in December 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	34 TIMBER TER, CARY, IL 60013-1555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 28, 2018	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
May 16, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Prior Sale	Aug 28, 2018 · Amount on File
Deed Document Number	0000068911
Record Updated	Jun 7, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 29, 2021
Property Address	34 TIMBER TER, CARY, IL 60013-1555
Document Number	0000068911
Map Reference	DOC 608950
Instrument Date	Dec 6, 2021
Instrument	2021R0068911
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 TIMBER TER, CARY, IL 60013-1555
Investor	Possibly a Property Investor

Mortgage

Document Number	0000068912
Date	Dec 29, 2021
Instrument	2021R0068912

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.99%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 28, 2018
Property Address	34 TIMBER TER, CARY, IL 60013-1555
Document Number	0000029570
Map Reference	DOC608950
Instrument Date	Aug 24, 2018
Instrument	2018R0029570
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34 TIMBER TER, CARY, IL 60013-1555

Mortgage

Document Number	0000029571
Date	Aug 28, 2018
Instrument	2018R0029571

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	34 TIMBER TER, CARY, IL 60013-1555
Document Number	0000018407
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 12, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 TIMBER TER CARY IL 600131555, CARY, IL 60013-1555

Mortgage

Document Number	0000018407
Date	May 23, 2017
Instrument	18407

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$51,571 Land $8,667 Building $42,904	$154,713 Land $26,001 Building $128,712

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34 Timber Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2001–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 34 Timber Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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