34 Terrace Dr, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 34 Terrace Dr, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,505 sqft · built 1931
Lot Size	0.47 acres (20,487 sqft)
Owner	2 Company Names on Record
Last Sale	$335,000 (Jul 2017)
Tax Bill	$7,663 (2026)
Deeds & Mortgages	Dec 2025 Transfer Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-005-0007A`

Property Details

APN / Parcel Number

Primary APN	`43-005-0007A`
Alternative APN	`WORC M:43 B:005 L:0007A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,505 sqft Living Area
Gross Area	5,154 sqft
1st Floor Area	1,356 sqft
Attic	Attic
Attic Area	1,014 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Tudor
Exterior Material	Stone
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,487 sqft (0.47 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam

Location & Zoning

Account Number	43-005-0007A
Street Address	34 TERRACE DR
City	WORCESTER
State	MA
Zip	01609-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Block	5
Legal Lot Number	7A
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2005
Census Tract	730801

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	34 TERRACE DR, WORCESTER, MA 01609-1416
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
Jul 10, 2017	Quit Claim Deed, Transfer CORNERSTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Deed Book / Page	57392 / 117
Last Transfer Date	Dec 18, 2025
Transfer Doc	072988-179
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 18, 2025
Property Address	34 TERRACE DR, WORCESTER, MA 01609-1416
Document Number	072988-179
Book / Page	72988 / 179
Instrument Date	Dec 18, 2025
Instrument	110874
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 TERRACE DR, WORCESTER, MA 01609-1416

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	34 TERRACE DR, WORCESTER, MA 01609-1416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63959-212
Date	Dec 11, 2020
Book Page	63959/212
Instrument	153837

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	253 Months
Due	Jan 1, 2042

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 10, 2017
Property Address	34 TERRACE DR, WORCESTER, MA 01609-1416
Document Number	57392-117
Book / Page	57392 / 117
Instrument	72496
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.81
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 TERRACE DR, WORCESTER, MA 01609-1416

Mortgage

Document Number	573920120
Date	Jul 10, 2017
Instrument	57392/0120

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,663.00 (-0.04%)	$577,000 (-0.72%) Land $130,600 Building $446,400	$662,939 (+12.34%)
2025	$7,666.00 (+14.03%)	$581,200 (+23.98%) Land $124,200 Building $457,000	$590,140 (+2.95%)
2024			$573,230
2023	$6,723.00	$468,800 Land $106,900 Building $361,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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