34 Summit Ave, Fords, NJ 08863 Property Records

Middlesex County and Woodbridge Township property record for 34 Summit Ave, Fords, NJ 08863

Property Summary

Property Type	Single Family Home
Details	2,040 sqft · built 1944
Lot Size	0.172 acres (7,501 sqft)
Owner	Company Name on Record
Last Sale	$520,000 (Oct 2021)
Tax Bill	$11,711 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-00139-07-00025-02`

Property Details

APN / Parcel Number

Primary APN	`25-00139-07-00025-02`
Alternative APNs	`25001390007000250002` `2656`

Interior

Stories	2 Stories
Building Area	2,040 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached

Location & Zoning

Account Number	2656
Street Address	34 SUMMIT AVE
City	FORDS
State	NJ
Zip	08863-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	50.0X150.0
Legal Subdivision	TOWNSHIP/WOODBRIDGE
Legal Block	139.7
Legal Lot Number	25.2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	2
Census Block	2008
Census Tract	3201

Owner

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	34 SUMMIT AVE, FORDS, NJ 08863-1633
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL CU
Jun 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage MUNICIPAL CU
Oct 13, 2021	Deed, Transfer · Conventional Mortgage MORTGAGE ACCEPTANCE CORP
Jan 10, 2018	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Oct 16, 2009 · Amount on Record
Deed Document Number	2021129406
Deed Book / Page	18671 / 370
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	34 SUMMIT AVE, FORDS, NJ 08863-1633
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SUMMIT AVE, FORDS, NJ 08863-1633

Mortgage

Document Number	0000059544
Date	Oct 1, 2025
Book Page	19838/104
Instrument	2025059544

Lender

Name	MUNICIPAL CU
Type	Credit Union
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	34 SUMMIT AVE, FORDS, NJ 08863-1633
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036769
Date	Jun 27, 2023
Book Page	19238/1780
Instrument	2023036769

Lender

Name	MUNICIPAL CU
Type	Credit Union
Address	NEW YORK, NY 10007

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2043

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 13, 2021
Property Address	34 SUMMIT AVE, FORDS, NJ 08863-1633
Document Number	0000129406
Book / Page	18671 / 370
Instrument Date	Sep 27, 2021
Instrument	2021129406
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,367.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 BLOOMFIELD AVE, 3, EDISON, NJ 08837-3551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SUMMIT AVE, FORDS, NJ 08863-1633

Mortgage

Document Number	0000129407
Date	Oct 13, 2021
Instrument	2021129407

Lender

Name	MORTGAGE ACCEPTANCE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIDDLESEX NJ
Property Address	34 SUMMIT AVE, FORDS, NJ 08863-1633
Document Number	0000021888
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 SUMMIT AVE FORDS NJ 088631633, FORDS, NJ 08863-1633

Mortgage

Document Number	0000021888
Date	Mar 16, 2018
Book Page	017114/001022
Instrument	21888

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 15, 2058

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,600 (-) Land $21,700 Building $67,900	$89,600 (-) Land $21,700 Building $67,900
2025	$11,711.00 (+3.52%)	$89,600 (-) Land $21,700 Building $67,900	$89,600 (-) Land $21,700 Building $67,900
2024	$11,313.00 (+5.85%)
2023		$89,600 Land $21,700 Building $67,900	$89,600 Land $21,700 Building $67,900
2022	$10,688.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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