34 Spruce St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 34 Spruce St, Acton, MA 01720 · Last verified April 2026

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,359 sqft · built 1890
Lot Size0.5 acres (21,777 sqft)
OwnerIndividual Name on File
Last Sale$700,000 (May 2022)
Tax Bill$12,104 (2025)
Deeds & MortgagesDec 2023 Refinance
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNACTO M:00F2A B:0039 L:0000

Property Details

APN / Parcel Number

Primary APNACTO M:00F2A B:0039 L:0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,359 sqft Living Area
Gross Area3,912 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,777 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address34 SPRUCE ST
CityACTON
StateMA
Zip01720-2434
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block39
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group3
Census Block3019
Census Tract363202

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00F2A B:0039 L:0000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address34 SPRUCE ST, ACTON, MA 01720-2434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
HANSCOM FCU
May 03, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE NETWORK INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 03, 2022 · Amount on Record
Deed SaleMay 03, 2022 · Amount on Record
Prior SaleOct 02, 2012 · Amount on Record
Deed Book / Page80072 / 546
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address34 SPRUCE ST, ACTON, MA 01720-2434
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number082343-211
DateDec 26, 2023
Book Page82343/211
Instrument146777
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateMay 03, 2022
Property Address34 SPRUCE ST, ACTON, MA 01720-2434
Document Number080072-546
Book / Page80072 / 546
Instrument DateMay 03, 2022
Instrument66465
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066466
DateMay 03, 2022
Instrument66466
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,104.00 (+16.81%)$705,800 (+13.55%) Land $274,000 Building $431,800
2024$10,362.00 (-1.3%)$621,600 (+3.96%) Land $274,000 Building $347,600
2023$10,499.00$597,900 Land $249,100 Building $348,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number