34 Southgate Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 34 Southgate Ave, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,225 sqft · built 1931
Lot Size0.129 acres (5,600 sqft)
Owner2 Individual Names on File
Last Sale$1,181,300 (Apr 2022)
Tax Bill$20,936 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-000-01121300

Property Details

APN / Parcel Number

Primary APN06-000-01121300
Alternative APNs
  • 6-000-01121300
  • 00001121300

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,225 sqft Living Area
1st Floor Area1,491 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Architectural StyleConventional
Construction TypeFrame
Roof MaterialSlate
Lot Area5,600 sqft (0.129 acres)
PorchOpen Porch
Porch Area255 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00001121300
Street Address34 SOUTHGATE AVE
CityANNAPOLIS
StateMD
Zip21401-2825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 21 BK F ANNAPOLIS
Legal SubdivisionANNAPOLIS
Legal BlockF
Legal Lot Number21
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1018
Census Tract706102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Colonial Annapolis Historic District (Boundary Increase)
listed 1984 · 1,197 contributing resources · NRIS 84003875

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

34 Southgate Ave is owned and occupied by two individuals who bought it in April 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address34 SOUTHGATE AVE, ANNAPOLIS, MD 21401-2825
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Apr 21, 2022Intrafamily Transfer, Transfer · VA Mortgage
PENTAGON FCU
Aug 14, 2017Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2022 · Amount on File
Deed SaleApr 21, 2022 · Amount on File
Prior SaleSep 18, 2013 · Amount on File
Deed Book / Page38629 / 447
Prior Transfer DateDec 9, 2020
Prior Transfer Doc0386290447
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address34 SOUTHGATE AVE, ANNAPOLIS, MD 21401-2825
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0378940103
DateNov 10, 2021
Book Page37894/103
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 17, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateApr 21, 2022
Property Address34 SOUTHGATE AVE, ANNAPOLIS, MD 21401-2825
Document Number0386290447
Book / Page38629 / 447
Map ReferenceMB 19 FO 18
Instrument DateDec 9, 2020
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address34 SOUTHGATE AVE, 34, ANNAPOLIS, MD 21401-2825

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address34 SOUTHGATE AVE, ANNAPOLIS, MD 21401-2825

Mortgage

Document Number0038629453
DateApr 21, 2022
Instrument38629/453
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term345 Months
DueJan 1, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address34 SOUTHGATE AVE, ANNAPOLIS, MD 21401-2825
Document Number0312770002
Book / Page031277 / 000002
Instrument DateAug 14, 2017
Transaction TypeMortgage
Record UpdatedOct 17, 2017
Title CompanyMID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 SOUTHGATE AVE ANNAPOLIS MD 214012825, ANNAPOLIS, MD 21401-2825

Mortgage

Document Number0312770002
DateAug 23, 2017
Book Page031277/000002
Lender
NameNAVY FCU
TypeCredit Union
Address820 FOLLIN LN SE, VIENNA, VA 22180-4907
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 34 Southgate Ave was $20,936, up 9.1% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,587,100 (+8.63%) Land $848,300 Building $738,800$1,587,100 (-) Land $848,300 Building $738,800
2025$20,936.00 (+9.14%)$1,461,000$1,587,100 Land $848,300 Building $738,800
2024$19,182.00 (+10.51%)
2023$17,358.00$1,208,800 Land $764,800 Building $444,000$1,208,800 Land $764,800 Building $444,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Southgate Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 37 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 34 Southgate Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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