34 Smith St, Troy, OH 45373 Property Records

Miami County property record for 34 Smith St, Troy, OH 45373 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,172 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$48,500 (Sep 2002)
Tax Bill	$1,222 (2025)
Flood Zone	Zone AE (high risk)
APN	`D08-025700`

Property Details

APN / Parcel Number

Primary APN	`D08-025700`
Alternative APNs	`050628.4-11-018-00` `D08SW122 00800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,584 sqft
Attic	Attic
Attic Area	380 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	130 ft deep x 47 ft wide

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	34 SMITH ST
City	TROY
State	OH
Zip	45373-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2517 47
Legal Lot Number	2517
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2005
Census Tract	365302

Owner

Source: Miami County records · APN D08-025700

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	34 SMITH ST, TROY, OH 45373-3936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2002 · Amount on Record
Deed Sale	Sep 24, 2002 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,222.00 (+25.59%)	$34,270 (+44.6%) Land $7,770 Building $26,500	$97,900 (+44.61%) Land $22,200 Building $75,700
2024	$973.00 (+5.3%)	$23,700 (-) Land $8,160 Building $15,540
2023	$924.00 (+16.23%)	$23,700 (-) Land $8,160 Building $15,540	$67,700 (-) Land $23,300 Building $44,400
2022	$795.00	$23,700 Land $8,160 Building $15,540	$67,700 Land $23,300 Building $44,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093653022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 51 individual NFIP policies nearby
Nearby Flood Policies	51 in force
Nearby Flood Claims	13 (1983–2014)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2014, river or lake flooding
Claims By Storm	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 3 claims Severe Storms And Flooding, Aug 1995 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 412 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000

May also be available at this address: AT&T, Verizon, Benton Ridge Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.