34 Smith Rd, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 34 Smith Rd, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	2,104 sqft · built 1975
Lot Size	0.479 acres (20,874 sqft)
Owner	2 Individual Names on File
Last Sale	$362,000 (Aug 2017)
Tax Bill	$10,109 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00075-0000-00011-06`

Property Details

APN / Parcel Number

Primary APN	`08-00075-0000-00011-06`
Alternative APN	`08000750000000110006`

Interior

Stories	2 Stories
Building Area	2,104 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	20,874 sqft (0.479 acres)
Lot Dimensions	125 ft deep x 167 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	34 SMITH RD
City	SOMERSET
State	NJ
Zip	08873-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Subdivision	PNJ ENTS INC
Legal Block	75
Legal Lot Number	11.6
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3006
Census Tract	54302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Six Mile Run Historic District listed 1995 · 198 contributing resources · NRIS 95001191

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

34 Smith Rd is owned and occupied by two individuals who bought it in August 2017.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 SMITH RD, SOMERSET, NJ 08873-2726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SOLUTIONS INC
Aug 11, 2017	Deed, Transfer · FHA Mortgage WEICHERT FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017 · Amount on File
Deed Sale	Aug 11, 2017 · Amount on File
Prior Sale	Nov 29, 2016 · Amount on File
Deed Document Number	201732346
Deed Book / Page	6981 / 3147
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	34 SMITH RD, SOMERSET, NJ 08873-2726
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013210
Date	Feb 26, 2021
Book Page	7314/34
Instrument	2021013210

Lender

Name	RESIDENTIAL MORTGAGE SOLUTIONS INC
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2041

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 11, 2017
Property Address	34 SMITH RD, SOMERSET, NJ 08873-2726
Document Number	0000032346
Book / Page	6981 / 3147
Map Reference	MAP1585
Instrument Date	Jun 22, 2017
Instrument	2017032346
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 LITTLETON RD, 140, PARSIPPANY, NJ 07054-1867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SMITH RD, SOMERSET, NJ 08873-2726

Mortgage

Document Number	0000032347
Date	Aug 11, 2017
Instrument	2017032347

Lender

Name	WEICHERT FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 34 Smith Rd was $10,109, up 11.6% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,300 (-) Land $320,900 Building $260,400	$581,300 (-) Land $320,900 Building $260,400
2025	$10,109.00 (+11.59%)	$581,300 Land $320,900 Building $260,400	$581,300 Land $320,900 Building $260,400
2024	$9,059.00
2023		$458,300 Land $280,900 Building $177,400	$458,300 Land $280,900 Building $177,400
2022	$8,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Smith Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Smith Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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