Bergen County and Ramsey Borough property record for 34 Skytop Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,609 sqft · built 1955 |
| Lot Size | 0.387 acres (16,858 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Jul 1992) |
| Tax Bill | $19,460 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03509-0000-00015 |
| Primary APN | 48-03509-0000-00015 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,609 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 16,858 sqft (0.387 acres) |
| Lot Dimensions | 137 ft deep x 123 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 34 SKYTOP DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.387AC |
| Legal Subdivision | WHITE BIRCH ESTATES SEC 3 |
| Legal Block | 3509 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 44100 |
34 Skytop Dr is owned and occupied by two individuals who bought it in July 1992.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 SKYTOP DR, RAMSEY, NJ 07446-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 1992 · Amount on File |
| Deed Sale | Jul 30, 1992 · Amount on File |
| Deed Book / Page | 7538 / 583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 SKYTOP DR, RAMSEY, NJ 07446-2718 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 34 SKYTOP DR, RAMSEY, NJ 07446-2718 |
| Document Number | 0050371042 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 5037/1042 |
| Instrument | 2023046264 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2025 property tax bill for 34 Skytop Dr was $19,460, up 9.3% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $950,000 (+0.52%) Land $418,000 Building $532,000 | $950,000 (+0.52%) Land $418,000 Building $532,000 | |
| 2025 | $19,460.00 (+9.27%) | $945,100 Land $418,000 Building $527,100 | $945,100 Land $418,000 Building $527,100 |
| 2024 | $17,809.00 | ||
| 2023 | $631,100 Land $277,400 Building $353,700 | $631,100 Land $277,400 Building $353,700 | |
| 2022 | $16,553.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Skytop Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Skytop Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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