34 Silver Beach Dr, Steilacoom, WA 98388 Property Records

Pierce County property record for 34 Silver Beach Dr, Steilacoom, WA 98388

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,345 sqft · built 1993
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on File
Last Sale	$859,719 (Jul 2017)
Tax Bill	$10,950 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`297801-0-060`

Property Details

APN / Parcel Number

Primary APN	`297801-0-060`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	4,345 sqft Living Area
Gross Area	5,683 sqft
1st Floor Area	2,549 sqft
Basement Area	2,372 sqft
Finished Basement	1,796 sqft
Unfinished Basement	576 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Concrete
Lot Area	16,000 sqft (0.367 acres)
Garage Type	Attached
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	1,324 sqft
Deck Area	628 sqft
Patio Area	836 sqft
Shed	1 Shed
Shed Area	1,796 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	34 SILVER BEACH DR
City	STEILACOOM
State	WA
Zip	98388-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9.6
Legal Description	SECTION 32 TOWNSHIP 20 RANGE 02 QUARTER 21 CHAMBERS BAY DIV NO 1 L 6 TOG/W UND INT IN TR A GREEN BELT AREA EASE OF RECORD SEG P-6061 HB EMS (DCHBEMS4-23-81)
Legal Range	02
Legal Township	20
Legal Section	32
Legal Subdivision	CHAMBERS BAY DIV NO 1
Legal Tract	A
Legal Lot Number	6
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3000
Census Tract	72109

Owner

34 Silver Beach Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Nov 13, 2019	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Jul 17, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Deed Document Number	2017670
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	34 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Document Number	2010150936
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 SILVER BEACH DR STEILACOOM WA 983881506, STEILACOOM, WA 98388-1506

Mortgage

Document Number	2010150936
Date	Oct 15, 2020
Instrument	202010150936

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Oct 14, 2040

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	34 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Document Number	1911180428
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 SILVER BEACH DR STEILACOOM WA 983881506, STEILACOOM, WA 98388-1506

Mortgage

Document Number	1911180428
Date	Nov 18, 2019
Instrument	201911180428

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	34 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Document Number	1712080299
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9101 BEDINGTON DR SE LACEY WA 985133486, LACEY, WA 98513-3486

Mortgage

Document Number	1712080299
Date	Dec 8, 2017
Instrument	201712080299

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 17, 2017
Property Address	34 SILVER BEACH DR, STEILACOOM, WA 98388-1506
Document Number	0007170670
Map Reference	DOC8101070144
Instrument Date	Jul 5, 2017
Instrument	201707170670
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$15,308.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SILVER BEACH DR, STEILACOOM, WA 98388-1506

Tax Assessment & Valuation

The 2025 property tax bill for 34 Silver Beach Dr was $10,950, down 5.1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Steilacoom Town
Unified School District	Steilacoom Historical School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,432,000 Land $672,800 Building $759,200	$1,432,000 Land $672,800 Building $759,200
2025	$10,950.00 (-5.08%)
2024	$11,536.00 (+0.1%)	$1,340,600 (-0.66%) Land $657,900 Building $682,700	$1,340,600 (-0.66%) Land $657,900 Building $682,700
2023	$11,525.00	$1,349,500 Land $679,100 Building $670,400	$1,349,500 Land $679,100 Building $670,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Silver Beach Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 34 Silver Beach Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STEILACOOM serves 8,545 people · EPA ID WA5384000
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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