Charleston County property record for 34 Sheppard St, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 929 sqft · built 1885 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,395 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Aug 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 459-05-03-018 |
| Primary APN | 459-05-03-018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 929 sqft Living Area |
| 1st Floor Area | 929 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 61 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 200 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Street Address | 34 SHEPPARD ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-5059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESCRIPTION -34 SHEPPARD |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 5300 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 34 SHEPPARD ST, CHARLESTON, SC 29403-5059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Aug 8, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 27, 2005 |
| Transfer Doc | O560/0100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Feb 14, 2023 |
| Property Address | 34 SHEPPARD ST, CHARLESTON, SC 29403-5059 |
| Document Number | 0011630653 |
| Book / Page | 1163 / 653 |
| Instrument Date | Feb 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $936.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 34 SHEPPARD ST, CHARLESTON, SC 29403-5059 |
| Document Number | 0001163654 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 1163/654 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 8, 2022 |
| Property Address | 34 SHEPPARD ST, CHARLESTON, SC 29403-5059 |
| Document Number | 0011290660 |
| Book / Page | 1129 / 660 |
| Instrument Date | Jul 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 SUMTER ST, CHARLESTON, SC 29403-4636 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,395.00 (-0.5%) | $360,000 (+2,268.42%) Land $200,000 Building $160,000 | $360,000 (+19.96%) Land $200,000 Building $160,000 |
| 2024 | $2,407.00 (+22.49%) | $15,200 (+114.99%) | |
| 2022 | $1,965.00 | $7,070 | $300,100 (-16.64%) Land $185,600 Building $114,500 |
| 2020 | $360,000 Land $200,000 Building $160,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 71 units insured incl. 28 condo units |
| Nearby Flood Claims | 27 (1987–2023) |
| Claims Outside the SFHA | 6 of 27 |
| Most Recent Claim | Sep 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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