34 School St, Montague, MA 01351 Property Records

Franklin County and Montague Town property record for 34 School St, Montague, MA 01351

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,508 sqft · built 1968
Lot Size	0.699 acres (30,448 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Aug 2024)
Tax Bill	$8,078 (2025)
Deeds & Mortgages	May 2022 Refinance Aug 2022 Sale & Mortgage + 1 more
APN	`MONT M:0048 B:0000 L:26`

Property Details

APN / Parcel Number

Primary APN	`MONT M:0048 B:0000 L:26`
Alternative APN	`MTGU M:0048 B:0000 L:26`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,508 sqft Living Area
Gross Area	6,008 sqft
Basement Area	1,336 sqft
Unfinished Basement	1,336 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,448 sqft (0.699 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	34 SCHOOL ST
City	MONTAGUE
State	MA
Zip	01351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Lot Number	26
Jurisdiction	MONTAGUE MA
Township / Civil Division	MONTAGUE
Census Block Group	4
Census Block	4050
Census Tract	40702

Owner

34 School St is owned by two individuals who bought it in August 2024.

Source: Franklin County and Montague Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 BEACH PLUM LN, BUZZARDS BAY, MA 02532
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Aug 24, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLESBANK (HOLYOKE MA)
Jun 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024 · Amount on File
Deed Sale	Aug 26, 2024 · Amount on File
Prior Sale	Aug 24, 2022 · Amount on File
Deed Book / Page	8364 / 98
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE MA
Property Address	34 SCHOOL ST, MONTAGUE, MA 01351
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007999-20
Date	May 16, 2022
Book Page	7999/20
Instrument	5316

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2042

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTAGUE MA
Recording Date	Aug 24, 2022
Property Address	34 SCHOOL ST, MONTAGUE, MA 01351
Document Number	008055-334
Book / Page	8055 / 334
Instrument Date	Aug 24, 2022
Instrument	9476
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	578 BUCKINGHAM LN, LEXINGTON, MA

Mortgage

Document Number	0000009477
Date	Aug 24, 2022
Instrument	9477

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE MA
Property Address	34 SCHOOL ST, MONTAGUE, MA 01351-8918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7556-289
Date	Jun 19, 2020
Book Page	7556/289
Instrument	5710

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 34 School St was $8,078, up 1% from the year before.

Source: Franklin County and Montague Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Montague Town
Unified School District	Gill-Montague School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,078.00 (+9.99%)	$531,100 (+13.53%) Land $107,600 Building $423,500	$557,574 (+7.16%)
2024	$7,344.00 (+21.17%)	$467,800 (+20.78%) Land $107,600 Building $360,200	$520,315
2023	$6,061.00	$387,300 Land $107,600 Building $279,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 34 School St; there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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