34 School St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 34 School St, Byfield, MA 01922

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,127 sqft · built 1985
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,348 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0R17 B:0000 L:00038`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R17 B:0000 L:00038`
Alternative APN	`NBRY M:0R17 B:0000 L:00038`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,127 sqft Living Area
Gross Area	4,672 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	64,469 sqft (1.48 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	34 SCHOOL ST
City	BYFIELD
State	MA
Zip	01922-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Lot Number	38
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	3
Census Block	3005
Census Tract	269100

Owner

Source: Essex County and Newbury Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 SCHOOL ST, BYFIELD, MA 01922-1611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST HM BK
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST HM BK
Jan 25, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST HM BK
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit NEWBURYPORT FIVE CENTS SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	34 SCHOOL ST, NEWBURY, MA 01922-1611
Document Number	0000616097
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SCHOOL ST NEWBURY MA 019221611, NEWBURY, MA 01922-1611

Mortgage

Document Number	0000616097
Date	Sep 10, 2020
Instrument	616097

Lender

Name	FIRST HM BK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	34 SCHOOL ST, NEWBURY, MA 01922-1611
Document Number	0000606115
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SCHOOL ST NEWBURY MA 019221611, NEWBURY, MA 01922-1611

Mortgage

Document Number	0000606115
Date	Oct 4, 2019
Instrument	606115

Lender

Name	FIRST HM BK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	34 SCHOOL ST, NEWBURY, MA 01922-1611
Document Number	0000599424
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SCHOOL ST NEWBURY MA 019221611, NEWBURY, MA 01922-1611

Mortgage

Document Number	0000599424
Date	Jan 31, 2019
Instrument	599424

Lender

Name	FIRST HM BK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	34 SCHOOL ST, NEWBURY, MA 01922-1611
Document Number	0000594785
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SCHOOL ST NEWBURY MA 019221611, NEWBURY, MA 01922-1611

Mortgage

Document Number	0000594785
Date	Jul 31, 2018
Instrument	594785

Lender

Name	NEWBURYPORT FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 30, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,348.00 (+0.38%)	$852,100 (+3.47%) Land $317,600 Building $534,500	$987,715
2024	$6,324.00 (-4.17%)	$823,500 (+8.2%) Land $317,600 Building $505,900
2023	$6,599.00	$761,100 Land $296,900 Building $464,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1978–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYFIELD WATER DISTRICT serves 2,228 people · EPA ID MA3205001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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