34 Sag Harbor Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 34 Sag Harbor Ct, Saint Charles, MO 63303

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,812 sqft · built 2008
Lot Size	0.08 acres (3,524 sqft)
Owner	2 Individual Names on File
Last Sale	$367,300 (Jul 2010)
Tax Bill	$5,206 (2022)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`T150800004`

Property Details

APN / Parcel Number

Primary APN	`T150800004`
Alternative APNs	`3-0117-C067-00-006A.0000000` `30117A74900006A0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
Basement Area	1,770 sqft
Finished Basement	1,400 sqft
Fireplaces	2 Fireplaces
Fireplace	Single

Exterior

Year Built	Built 2008
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Lot Area	3,524 sqft (0.08 acres)
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	202 sqft
Patio Area	197 sqft

Location & Zoning

Account Number	T150800004
Old Parcel Number	30117A74900006A0000000
Street Address	34 SAG HARBOR CT
City	SAINT CHARLES
State	MO
Zip	63303-8300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HAMPTONS PD-R RESUB LOT 6 BDRY ADJ LOT 6A & CG LOT 6A
Legal Range	04E
Legal Township	46N
Legal Subdivision	HAMPTONS PD-R RESUB LOT 6 BDRY ADJ LOT 6
Legal Lot Number	6A
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	3
Census Block	3008
Census Tract	311146

Owner

34 Sag Harbor Ct, a condominium, is owned and occupied by two individuals who bought it in July 2010.

Source: St. Charles County records, as of October 19, 2023

Owner of Record	2 Individual Names on File
Mailing Address	34 SAG HARBOR CT, SAINT CHARLES, MO 63303-8300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Apr 19, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2010 · Amount on File
Deed Sale	Jul 6, 2010 · Amount on File
Deed Document Number	20100706000405210
Deed Book / Page	5407 / 2451
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	34 SAG HARBOR CT, SAINT CHARLES, MO 63303-8300
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053368
Date	Jun 24, 2021
Instrument	2021R-053368

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

April 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 19, 2021
Property Address	34 SAG HARBOR CT, SAINT CHARLES, MO 63303-8300
Document Number	0000034353
Instrument Date	Apr 13, 2021
Instrument	2021R-034353
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 SAG HARBOR CT, SAINT CHARLES, MO 63303-8300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 SAG HARBOR CT, SAINT CHARLES, MO 63303-8300

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$90,314 (+10.17%)
2022	$5,206.00	$81,978	$475,339 (+10.17%) Building $475,339
2021			$431,466

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34 Sag Harbor Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Sag Harbor Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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