34 S Main St, Keyser, WV 26726 Property Records

Mineral County property record for 34 S Main St, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,808 sqft · built 1924
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Sep 2020)
Tax Bill	$957 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-7-0296.0000`

Property Details

APN / Parcel Number

Primary APN	`07-7-0296.0000`
Alternative APN	`29-07-7-0296.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	103 ft deep x 50 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	34 S MAIN ST
City	KEYSER
State	WV
Zip	26726-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.12AC WS/S MAIN ST (FRT PART)
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	2
Census Block	2034
Census Tract	10500

Owner

Source: Mineral County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 S MAIN ST, KEYSER, WV 26726-3128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage C & F MORTGAGE CORP
Sep 10, 2020	Deed, Transfer · FHA Mortgage C & F MORTGAGE CORP
Jan 11, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Jan 11, 2017 · Amount on Record
Deed Document Number	2020179741
Deed Book / Page	390 / 75
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	34 S MAIN ST, KEYSER, WV 26726-3128
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	567/520
Date	Jan 11, 2017
Book Page	567/520
Instrument	152292

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Sep 10, 2020
Property Address	34 S MAIN ST, KEYSER, WV 26726-3128
Document Number	0000390/75
Book / Page	390 / 75
Map Reference	IN152191 BK373 PG109
Instrument Date	Sep 8, 2020
Instrument	179741
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179742
Date	Sep 10, 2020
Instrument	179742

Lender

Name	C & F MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Jan 11, 2017
Property Address	34 S MAIN ST, KEYSER, WV 26726-3128
Document Number	000373/109
Book / Page	373 / 109
Map Reference	DB 262 PG 331
Instrument Date	Jan 10, 2017
Instrument	152291
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount Recorded
Tax	$524.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Municipality	Keyser City
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$957.00 (+3.01%)	$61,020 (+2.94%) Land $3,960 Building $57,060	$101,700 (+2.94%) Land $6,600 Building $95,100
2025	$929.00 (+7.4%)	$59,280 (+7.39%) Land $3,960 Building $55,320	$98,800 (+7.39%) Land $6,600 Building $92,200
2023	$865.00	$55,200 (-) Land $3,960 Building $51,240	$92,000 (-) Land $6,600 Building $85,400
2022	$865.00	$55,200 Land $3,960 Building $51,240	$92,000 Land $6,600 Building $85,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	67 (1979–2025)
Claims Outside the SFHA	11 of 67
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 25 claims Flooding, Jan 1996 · 10 claims Severe Storms, Heavy Rains, Flooding, Mudslides, Jun 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, SkyPacket, T-Mobile.

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