Flagler County property record for 34 Ryder Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,880 sqft · built 2006 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Dec 2020) |
| Tax Bill | $4,784 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00370-0010 |
| Primary APN | 07-11-31-7029-00370-0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Heated Area |
| Gross Area | 3,828 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,502 sqft (0.287 acres) |
| Driveway | Driveway |
| Driveway Area | 718 sqft |
| Pool Area | 1,200 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 34 RYDER DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 29 BLOCK 00037 LOT 0001 SUBDIVISION COMPLETION YEAR 1981 OR 553 PG 1539 OR 799 PG 773 OR 1179 PG 1507 OR 1 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 37 |
| Legal Lot Number | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 60214 |
34 Ryder Dr is owned and occupied by an individual who bought it in December 2020.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 RYDER DR, PALM COAST, FL 32164-6001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Aug 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Dec 2, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on File |
| Deed Sale | Dec 2, 2020 · Amount on File |
| Prior Sale | Aug 29, 2011 |
| Deed Document Number | 2020050179 |
| Deed Book / Page | 2501 / 564 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 34 RYDER DR, PALM COAST, FL 32164-6001 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 34 RYDER DR, PALM COAST, FL 32164-6001 |
| Document Number | 0027631190 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 2763/1190 |
| Instrument | 2023010277 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 333 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 34 RYDER DR, PALM COAST, FL 32164-6001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 34 RYDER DR, PALM COAST, FL 32164-6001 |
| Document Number | 0027121690 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 2712/1690 |
| Instrument | 2022040314 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 2, 2020 |
| Property Address | 34 RYDER DR, PALM COAST, FL 32164-6001 |
| Document Number | 0025010564 |
| Book / Page | 2501 / 564 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2020050179 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AGENTS CHOICE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 RYDER DR, PALM COAST, FL 32164-6001 |
| Document Number | 0025010565 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 2501/565 |
| Instrument | 2020050180 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 34 Ryder Dr was $4,784 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,784.00 Homeowner's exemption | $306,388 | $370,580 Land $55,000 Building $315,580 |
| 2023 | $4,564.00 (+0.82%) Homeowner's exemption | $289,081 (+3%) | $379,769 (+4.23%) Land $43,000 Building $336,769 |
| 2022 | $4,527.00 Homeowner's exemption | $280,662 | $364,340 Land $44,500 Building $319,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Ryder Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Ryder Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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