Georgetown County property record for 34 Ruth St, Murrells Inlet, SC 29576
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,121 sqft · built 2015 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (May 2017) |
| Tax Bill | $2,106 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 41-0114-001-09-00 |
| Primary APN | 41-0114-001-09-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,121 sqft Living Area |
| 1st Floor Area | 1,261 sqft |
| 2nd Floor Area | 860 sqft |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 194 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 73387 |
|---|---|
| Street Address | 34 RUTH ST |
| City | MURRELLS INLET |
| State | SC |
| Zip | 29576-7315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 INLET COVE @ MURRELLS INLET; SLD 762-3 |
| Legal Subdivision | INLET COVE/MURRELLS INLET PH B |
| Legal Lot Number | 9 |
| Jurisdiction | GEORGETOWN SC |
| Township / Civil Division | WACCAMAW NECK |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 920510 |
34 Ruth St is owned and occupied by an individual who bought it in May 2017.
Source: Georgetown County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 34 RUTH ST, MURRELLS INLET, SC 29576-7315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC |
| Feb 18, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| May 30, 2017 | Deed, Transfer · Conventional Mortgage |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on File |
| Deed Sale | May 30, 2017 · Amount on File |
| Prior Sale | Sep 22, 2015 · Amount on File |
| Deed Document Number | 201700005390 |
| Deed Book / Page | 3043 / 246 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Property Address | 34 RUTH ST, MURRELLS INLET, SC 29576-7315 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 04194/0064 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 4194/64 |
| Instrument | 202100012533 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | WESTERVILLE, OH 43082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Property Address | 34 RUTH ST, MURRELLS INLET, SC 29576-7315 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03703/0159 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 3703/159 |
| Instrument | 202000001622 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 5, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | May 30, 2017 |
| Property Address | 34 RUTH ST, MURRELLS INLET, SC 29576-7315 |
| Document Number | 3043/0246 |
| Book / Page | 3043 / 246 |
| Map Reference | MB 762 PG 3 |
| Instrument Date | May 25, 2017 |
| Instrument | 201700005390 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,258.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 RUTH ST, MURRELLS INLET, SC 29576-7315 |
| Document Number | , 201700005391 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 201700005391 |
| Type | Bank |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 34 Ruth St was $2,106.
Source: Georgetown County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Georgetown County |
| Unified School District | Georgetown County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,106.00 | $15,612 Land $4,162 Building $11,450 | $525,100 Land $140,000 Building $385,100 |
| 2023 | $1,860.00 (+12.66%) | $13,580 (-) Land $4,600 Building $8,980 | $339,400 (-) Land $115,000 Building $224,400 |
| 2022 | $1,651.00 | $13,580 Land $4,600 Building $8,980 | $339,400 Land $115,000 Building $224,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 34 Ruth St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Ruth St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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