34 Ruby Cir, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 34 Ruby Cir, Mary Esther, FL 32569 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1994
Square Footage	1,729 sqft Heated Area
Lot Size	4,187 sqft (0.096 acres)
Occupancy	Owner Occupied
Last Sale	$215,000 (2019)
Tax Bill	$2,234.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-0897-8`
Alternative APN	`16-2S-24-120A-0000-0450`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,729 sqft Heated Area
Gross Area	2,233 sqft Gross Area
1st Floor	770 sqft 1st Floor
Upper Floors	959 sqft Upper Floors
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Exterior Material	Brick Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Metal Roof
Lot Area	4,187 sqft (0.096 acres)
Garage Type	Finished Garage
Garage Area	504 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	34 RUBY CIR
City	MARY ESTHER
State	FL
Zip	32569-1695
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EMERALD ESTATES LOT 45
Legal Range	24
Legal Township	02S
Legal Section	16
Legal Subdivision	EMERALD ESTATES
Legal Lot Number	45
Jurisdiction	OKALOOSA FL
Minor Civil Division	FORT WALTON BEACH
Census Blockgroup	3
Census Block	3006
Census Tract	22900

Owner

Source: Okaloosa County records · APN C56-000-595-0897-8

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	34 RUBY CIR, MARY ESTHER, FL 32569-1695
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Doc Number	3320824
Deed Book / Page	3430 / 4757
Record Refreshed	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 26, 2019
Property Address	34 RUBY CIR, MARY ESTHER, FL 32569-1695
Document Number	0034304757
Book / Page	003430 / 004757
Instrument Date	Nov 21, 2019
Instrument	3320824
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 RUBY CIR MARY ESTHER FL 325691695, MARY ESTHER, FL 32569-1695

Mortgage

Document Number	34304759
Date	Nov 26, 2019
Book Page	003430/004759
Instrument	3320825

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Mary Esther City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,234.00 (+6.48%) Homeowner's exemption	$197,765 (+5.99%)	$255,972 (-2.16%) Land $68,072 Building $187,900
2023	$2,098.00 (+3.05%) Homeowner's exemption	$186,593 (+3%)	$261,621 (+6.37%) Land $54,764 Building $206,857
2022	$2,036.00 Homeowner's exemption	$181,158	$245,954 Land $51,181 Building $194,773